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1228 NW Sun Terrace #D, Pt Saint Lucie, FL, 34986

2beds
2baths
1,152sqft
$279,900
$243price/sqft
$2,048/moest. monthly cost
$81,920/yrincome needed

About This Home

Looking for a Retirement, Starter, Seasonal or Permanent Home? This is it! This Move-in Ready, Fully Updated 2-Bed, 2-Bath CBS Open Floor Plan Villa delivers Exceptional Value with an HOA that Covers your Roof, Building Insurance, Exterior Maintenance, and Amenities. Beyond the Low-Maintenance Exterior, you will find Two Private Bedroom Suites, both with their own En-Suite Bathroom for ultimate convenience. Additional features include many UPDATES: Open Kitchen, SS Appliances, Luxury Vinyl Flooring Throughout, Built-in Storage Dining Banquette featuring a Built-in Wine Fridge, Electric Fireplace, Accordion Shutters, and much more. Nestled in the heart of St. Lucie West. Walking distance to Supermarkets, Shops, Restaurants, Medical Offices and Much More! Schedule your tour today!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Parkway Elementary SchoolGrades PK-52.2 mi
5/10
Northport K-8 SchoolGrades PK-82.4 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Block,Permanent
  • Roof: Barrel,Concrete
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: DiVosta Homes

Type & Style

  • Home type: MultiFamily
  • Architectural style: Patio Home,Fourplex
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Disposal,Ice Maker,Microwave,Oven,Range,Refrigerator,Water Heater,Wine Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet,In Unit

Bedroom2

  • Level: Main
  • Area: 160.74
  • Dimensions: 14.1 X 11.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Built-in Features,Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Split Bedrooms,Storage,Separate Shower,Vaulted Ceiling(s)
  • Window features: Skylight(s),Sliding
  • Flooring: Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,777
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Living Room

  • Level: Main
  • Area: 391
  • Dimensions: 23 X 17

Master Bedroom

  • Level: Main
  • Area: 165.3
  • Dimensions: 14.5 X 11.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332373100820004
  • Attached to another structure: Yes
  • Zoning: RESidential
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Courtyard,Outdoor Living Area,Storage

Lot

  • Lot size: 2,021 sqft
  • Features: Cul-De-Sac,Sprinkler System,< 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Assigned,Guest
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$215$2,580
Property Taxes $221$2,652
Electricity $197$2,366
Total$2,048$24,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,217/yr
40% on housing$61,440/yr
45% on housing$54,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 34986$193
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34986$199
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$279,900
2026-05-18Listing removed$290,000
2026-05-04Listed for sale$290,000

For Sale by Agent

AgentJennifer R Rodriguez Mitchell
BrokerageAtlantic Shores ERA Powered

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