4004 SW Osprey Creek Way, Palm City, FL, 34990
About This Home
This 3 bedroom home has two full bathrooms and is very well maintained and cared for by the owners. Located in the heart of Palm City, it is a short walk or bike ride to nearby shopping. Located within the community of Martin Downs Country Club, Osprey Creek is a small and private neighborhood with no traffic and is very quiet. Fully furnished, the home is ready to be used by the new owners. Access to A rated schools is available if needed. There is a pool/tennis club in the community with tennis, pool etc that you can join if you choose to do so but that is a separate fee. There is also a golf club you can join. This home has excellent access to the Florida Turnpike and I-95. West Palm Beach (WPB) is 30 minutes South. The airport at WPB is easy to use and very convenient.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Barrel
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Water Heater,Washer
- Laundry features: Inside,Laundry Closet,Laundry Tub
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 12 X 11
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 240
- Dimensions: 24 X 10
Features
- Built-in Features,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Living/Dining Room,Separate Shower,Bar,Walk-In Closet(s)
- Window features: Blinds,Bay Window(s)
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,974
- Total interior livable area: 1,542 sqft
Kitchen
- Level: Main
- Area: 187
- Dimensions: 17 X 11
Living Room
- Level: Main
- Area: 252
- Dimensions: 18 X 14
Master Bedroom
- Level: Main
- Area: 288
- Dimensions: 24 X 12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 143840005000003704
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Entry Level Living Area Y
- Patio & porch: Patio,Screened
- Exterior features: Outdoor Living Area
- Has view: Yes
- View description: Golf Course,Lake,Water
- Has water view: Yes
- Water view: Lake,Water
Lot
- Lot size: 4,791 sqft
- Features: < 1/4 Acre
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $333 | $3,996 |
| Property Taxes | $588 | $7,056 |
| Electricity | $197 | $2,366 |
| Total | $3,090 | $37,080 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for rent | $2,800 |
| 2026-07-01 | Listing removed | $2,700 |
| 2026-06-07 | Listed for sale | $390,000 |
| 2026-04-26 | Price change | $2,700 |
| 2026-02-05 | Listed for rent | $2,800 |
| 2025-10-22 | Listing removed | $3,000 |
| 2025-08-26 | Listed for rent | $3,000 |
| 2025-07-23 | Listing removed | $3,000 |
| 2025-05-02 | Listed for rent | $3,000 |
| 2024-06-19 | Listing removed | -- |
| 2024-06-01 | Price change | $2,800 |
| 2024-05-23 | Price change | $2,900 |
| 2024-04-08 | Listed for rent | $3,000 |
| 2022-03-17 | Sold | $358,000 |
| 2022-02-22 | Pending sale | $378,000 |
| 2022-02-17 | Price change | $378,000 |
| 2022-02-02 | Listed for sale | $399,000 |
| 2021-04-29 | Sold | $260,000 |
| 2021-03-04 | Price change | $269,300 |
| 2021-02-21 | Price change | $249,300 |
| 2021-01-18 | Price change | $241,000 |
| 2020-11-19 | Price change | $255,500 |
| 2020-10-21 | Price change | $239,900 |
| 2020-09-30 | Price change | $247,600 |
| 2020-08-02 | Price change | $249,900 |
| 2020-07-19 | Listed for sale | $247,900 |
| 2005-06-20 | Sold | $268,000 |
| 1999-08-25 | Sold | $123,000 |
| 1993-07-26 | Sold | $115,000 |
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