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126 Lance Cir, Hot Springs National Park, AR, 71901

3beds
2baths
1,500sqft
$279,000
$186price/sqft
$1,868/moest. monthly cost
$74,720/yrincome needed

About This Home

Qualifies for $0 down. This new 3 bedroom 2 bath home in Lakeside School District offers alot for the money. LVP plank flooring throughout. 3 cm. granite in kitchen and baths. Upgraded cabinetry with full over lay doors, soft close and full extension drawers. Quality you don't see in most homes at this price! Vaulted ceiling in great room. Hurry, don't miss this one. If you do, the house next door is available too. Many other financing options are available. Contact listing agent for details.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Lakeside High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Dishwasher,Disposal
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room,Eat-in Kitchen

Features

  • Ceiling Fan(s),Walk-in Shower,Breakfast Bar,Sheet Rock,Sheet Rock Ceiling,Tray Ceiling(s),Vaulted Ceiling(s),3 Bedrooms Same Level
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Low Emissivity Windows
  • Flooring: Luxury Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Zoning: none

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Cleared,Subdivided
  • Lot size dimensions: 75 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance $213$2,556
Property Taxes $111$1,332
Electricity $134$1,616
Total$1,868$22,416

Income You'd Need if You Spent...

35% on housing$64,045/yr
40% on housing$56,040/yr
45% on housing$49,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 71901$132
Garland County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 71901$154
Garland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-09Listed for sale$279,000

For Sale by Agent

AgentSteve Walters
BrokerageHot Springs Realty

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