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86 Klein Cut Off, Steelville, MO, 65565

1beds
2baths
653sqft
$249,900
$383price/sqft
$1,798/moest. monthly cost
$71,920/yrincome needed

About This Home

Discover Klein Ford on the crystal-clear Upper Meramec River in Crawford County, Missouri—just 1 hour and 20 minutes from St. Louis County. This recreational gem offers prime river frontage in the heart of Missouri’s floating capital, where canoeing, kayaking, rafting, and fishing are a way of life. Trophy smallmouth bass thrive here, along with largemouth bass and goggle eye, while world-class trout fishing awaits nearby at Maramec Springs, one of Missouri’s best trout fisheries. Perched safely above the floodplain, the charming rustic river cabin provides sweeping views of the Meramec and the surrounding Ozark countryside. With updated electric, accommodations to sleep up to 17 guests, and a convenient shower house, the property is ideal for family gatherings, outdoor adventures, or group retreats. The cabin itself is a blank slate, ready to be finished and customized into your perfect getaway. Deer and turkey frequent the area, and nearby Mark Twain National Forest offers endless opportunities for hunting, hiking, and exploring. Add in renowned Missouri wineries just minutes away, and you’ll find this is more than a property—it’s a destination. Whether casting a line, floating the river, or simply relaxing on the porch, Klein Ford is where Ozark dreams come true.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Steelville Middle SchoolGrades 5-87.7 mi
5/10
Steelville High SchoolGrades 9-128.5 mi
4/10

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 653

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 653 sqft

Property

Details

  • Parcel number: 138.028000010.000
  • Special condition: Standard

Features

  • Levels: One
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 1.48 Acres
  • Features: Waterfront,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$288$3,456
Property Taxes $106$1,272
Electricity $141$1,693
Total$1,798$21,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,645/yr
40% on housing$53,940/yr
45% on housing$47,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 65565$157
Crawford County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65565
Crawford County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-09Listed for sale$249,900

For Sale by Agent

AgentD.W. Hindman
BrokerageLiving The Dream Inc.

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