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779 SW 31st St, Palm City, FL, 34990

2beds
2baths
1,363sqft
$1,150,000
$844price/sqft
$8,475/moest. monthly cost
$339,000/yrincome needed

About This Home

Spectacular wide water views | Direct Atlantic ocean access | Updated finishes Rare waterfront home on the St. Lucie River with 70 feet of river frontage, direct Atlantic Ocean access, and protected nature preserve views. The charming, light and bright 2-bed, 2-bath riverfront home features spectacular water views, updated finishes, and covered patio overlooking the river. Enjoy it immediately or take advantage of the 1/3-acre lot’s size to custom build in one of the Treasure Coast’s most captivating settings. This is a boater’s dream. The protected inland setting offers calm waters, ideal for rowers, paddleboarders, and boaters looking for storm-sheltered dockage. The Atlantic is 30 minutes away with no fixed bridges in your path. Dock Environmental approval obtained. Downtown Stuart is less than 10 minutes away, and beaches are 20. No HOA. Protected views. Wide water. Open ocean access. This combination simply doesn’t come up often.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Martin County High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Built-Up
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Other
  • Window features: Hurricane Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump/Reverse Cycle
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,067
  • Total interior livable area: 1,363 sqft

Property

Details

  • Parcel number: 173841001012001001
  • Zoning: Residential

Features

  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: WF/Ocean Access,Ocean Access,River
  • Frontage length: 70

Lot

  • Lot size: 0.33 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 1
  • Parking features: Additional Spaces Available,None
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$982$11,784
Property Taxes $1,481$17,772
Electricity $197$2,366
Total$8,475$101,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,571/yr
40% on housing$254,250/yr
45% on housing$226,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$844This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$285
Martin County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,150,000
2025-03-22Listing removed$3,250
2025-02-26Price change$3,250
2025-02-03Price change$3,400
2025-01-30Listed for rent$3,750
2025-01-30Listing removed$3,200
2025-01-22Listed for rent$3,200
2024-07-10Listing removed--
2024-07-01Price change$1,100,000
2024-04-11Listed for sale$1,150,000
2024-04-06Listing removed--
2024-03-20Listed for sale$1,150,000
2024-02-07Listing removed--
2023-10-24Listed for rent$3,700
2021-11-01Sold$550,000
2021-08-14Pending sale$550,000
2021-08-10Listed for sale$550,000
2021-08-01Listing removed--
2021-03-26Listed for sale$600,000

For Sale by Agent

AgentSinan Zakaria
BrokerageListed Simply

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