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13126 W James Anderson Hwy, Buckingham, VA, 23921

4beds
1baths
2,254sqft
$350,000
$155price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

Story book farmhouse in the heart of the village in Buckingham...built in 1910 and set on 2.6 picturesque acres, this charming home blends timeless character with inviting comfort. A wide L-shaped covered front porch complete with porch swing welcomes you. Inside you will find beautiful heart of pine floors throughout and a gracious foyer with a stunning staircase enclosed in case moulding with a turned balustrade, a centerpiece that speaks to the home's craftsmanship. The home has a wonderful flow featuring a spacious vintage eat in kitchen with wood cabinetry, counter tops with a chrome edge, a gorgeous dining room anchored by a fireplace, and a living room with a cozy corner fireplace, perfect for gathering with family and friends. The high ceilings add a sense of openness throughout the home. There is a primary bedroom on the main level with a sitting room or office. Two more spacious bedrooms (one with corner fireplace) complete the second level with the upstairs landing large enough for a sitting or homework area. There is also an enclosed porch off the kitchen for laundry and storage. The unfinished basement provides even more storage. With historic character, period details, and spacious grounds, this property is a rare opportunity to own a piece of Buckingham village charm. Note- the house is zoned residential and commercial.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Plaster,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 18.5 x 11.1

Appliances

  • Appliances included: Electric Cooking,Refrigerator,Stove

Bedroom2

  • Level: Second
  • Dimensions: 15.2 x 17.3

Bedroom3

  • Level: Second
  • Dimensions: 15.2 x 15.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,High Ceilings,Laminate Counters
  • Flooring: Linoleum,Vinyl,Wood
  • Number of fireplaces: 4
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,254

Heating & Cooling

  • Heating features: Hot Water,Propane,Radiator(s)
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 2,254 sqft

Office

  • Level: First
  • Dimensions: 11.8 x 11.7

Other

  • Level: First

Property

Details

  • Parcel number: 123343

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Wrap Around,Porch
  • Exterior features: Porch,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 2.65 Acres

Parking

  • Parking features: Circular Driveway,Driveway,Off Street,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$225$2,700
Property Taxes $139$1,668
Electricity $217$2,605
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 23921$146
Buckingham County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23921
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$350,000
2026-05-19Listed for sale$375,000
2026-05-01Listing removed$395,000
2025-09-09Listed for sale$395,000

For Sale by Agent

AgentPage George
BrokerageMaison Real Estate Boutique

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