4960 Kendall Springs Rd, Owingsville, KY, 40360
About This Home
Welcome to this beautiful 1.5-story home offering 2,456 sq. ft. of living space on a peaceful 0.75-acre lot surrounded by rolling countryside! With 4 spacious bedrooms—2 conveniently located on the main level and 2 upstairs—this home provides flexibility and comfort for families of all sizes. Step inside to find a warm, inviting layout designed for both relaxation and entertaining. The home also includes a poured concrete partial basement, offering excellent storage or workshop potential. Outside, unwind on the stunning wraparound porch—perfect for taking in the breathtaking country views morning or evening. Located just 10 minutes from I-64 and downtown Owingsville, and less than 20 minutes to Mt. Sterling or Morehead, this property offers the ideal blend of peaceful rural living with easy access to nearby conveniences. Whether you're looking for your forever home or a peaceful retreat from the city, this property delivers charm, space, and stunning surroundings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Partial,Unfinished
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
Features
- Eat-in Kitchen
- Window features: Insulated Windows,Screens
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 2,456
Heating
- Heating features: Coal
Interior Area
- Total structure area: 2,456
- Total interior livable area: 2,456 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 045 0000 003.38
Features
- Levels: One and One Half
- Has view: Yes
- View description: Rural,Trees/Woods,Farm
- Horses can be raised: Yes
Lot
- Lot size: 0.75 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $110 | $1,320 |
| Electricity | $193 | $2,327 |
| Total | $1,761 | $21,132 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-13 | Listed for sale | $250,000 |
View on Zillow