312 & 318 Island Dr, Kalispell, MT, 59901
About This Home
Embrace the rare opportunity to own a Montana Cabin Retreat, on the pristine shores of Ashley Lake AND on the Island with morning and afternoon sun exposure! Set on 1.10 acres with 138 feet of prime lake frontage, the property is comprised of 2 separately deeded lots, offering investment and long term value. The 3-bedroom, 2-bath cabin is all about lake life. The grounds are nicely landscaped and offer a sense of privacy with a deck area perfect for outdoor living. Two outbuildings provide extra room and flexibility, including a shop with a garage and a two car garage with a bunk room along with plenty of parking for overflow guests. A private boat launch and dock offer effortless access to the turquoise waters of this gorgeous mountain lake. Fill your summer days with boating, fishing and evening sunsets that bring peace and tranquility to your own Ashley Lake sanctuary, a place where you wish summer would never end. Listing agent is related to sellers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1976
Materials
- Foundation: Block,Other
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Baseboard,Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total interior livable area: 1,172 sqft
Property
Details
- Parcel number: 07396406205030000
- Zoning description: AL
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Boat Slip,Dock,Propane Tank - Leased
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Dock Access,Lake,Navigable Water,Waterfront
- Waterbody name: Ashley Lake
Lot
- Lot size: 1.10 Acres
- Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Sprinklers In Ground,Split Possible,Views,Wooded
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Cold Wave
- Winter Weather
- Wildfire
- Earthquake
- Inland Flooding
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,158 | $169,896 |
| Home Insurance | $686 | $8,232 |
| Property Taxes | $1,260 | $15,120 |
| Electricity | $151 | $1,812 |
| Total | $16,255 | $195,060 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $2,800,000 |
| 2026-04-01 | Listing removed | $2,995,000 |
| 2026-03-04 | Listed for sale | $2,995,000 |
| 2025-11-02 | Listing removed | $2,995,000 |
| 2025-09-09 | Listed for sale | $2,995,000 |
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