See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

112 Whirlaway Ct, Westminster, MD, 21157

5beds
4baths
3,667sqft
$889,900
$243price/sqft
$6,077/moest. monthly cost
$243,080/yrincome needed

About This Home

NEW CONSTRUCTION - MOVE IN READY: Over 3,600 square feet - Brand New Home by award-winning Forty West Builders. Stunning Colonial on the most desirable homesite in the community. The homesite is private, backing to forested parkland and includes a tranquil stream. Beautiful Oak stairs greet you as you enter the home. 9' ceilings on all levels, coffered ceiling & fireplace in the family room. The kitchen features upgraded cabinets, a large island, a double oven, a natural-gas cooktop, and quartz countertops. Upgraded wide-plank hardwood floors on the main level. The primary bedroom features a walk-in closet and a private spa-bath with a separate shower, soaking tub, and dual vanities. There is a bedroom-level laundry room. The large finished basement includes a full bathroom, a bedroom, a wet bar, and a large recreation room. Exterior upgraded to include two (2) porches, stone terraced landscaping, and a stone water table. The two-car garage includes a large 6-foot side extension that is perfect for a workshop and/or additional storage.

Getting Around

4
WalkingCar-Dependent
13
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Active Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Combination,Concrete,Frame,Stick Built,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Disposal,Double Oven,Stainless Steel Appliance(s),Dryer,Washer,Gas Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete,Rear Entrance,Walk-Out Access,Windows,Sump Pump,Exterior Entry,Interior Entry,Heated

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bar,Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Other,9'+ Ceilings,Tray Ceiling(s)
  • Window features: Double Hung,Energy Efficient
  • Flooring: Carpet,Ceramic Tile,Engineered Wood,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 850
  • Finished area above ground: 2,817

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,667
  • Total interior livable area: 3,667 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 0707434085
  • Zoning: R-200
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot,Front Yard,Landscaped,No Thru Street,Rear Yard,SideYard(s),Backs to Trees,Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$274$3,288
Property Taxes $837$10,044
Electricity $467$5,606
Total$6,077$72,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,354/yr
40% on housing$182,310/yr
45% on housing$162,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$208
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$914,900

New Construction

AgentJosh Gossard
BrokerageKeller Williams Realty Centre

Similar Homes