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400 E Pontotoc Ave, Memphis, TN, 38126

4beds
3baths
2,770sqft
$510,000
$184price/sqft
$3,946/moest. monthly cost
$157,840/yrincome needed

About This Home

Welcome to 400 E Pontotoc Ave a beautifully positioned property offering exceptional flexibility for both homeowners and investors alike. This residence blends charm, functionality, and opportunity, making it ideal as a primary home, long-term rental, or investment asset. Thoughtfully designed living spaces provide comfort and ease, while the property’s layout supports multiple lifestyle or income strategies. Located in a desirable area with convenient access to local amenities downtown, dining, and major routes, this home delivers both livability and long-term value. Furniture is available for purchase separately, offering a seamless, turnkey option for buyers seeking convenience or a furnished rental setup. Whether you’re an owner-occupant looking for a move-in-ready home or an investor seeking a smart addition to your portfolio, 400 E Pontotoc Ave checks all the boxes. Owner-friendly. Investor-friendly. Opportunity-ready.

Getting Around

73
WalkingVery Walkable
46
TransitSome Transit
81
BikeVery Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Built-Up/Flat
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Hardwood Floor,Shared Bath,Walk-In Closet(s)
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Hardwood Floor,Shared Bath,Walk-In Closet(s)
  • Level: Second
  • Area: 121

Bedroom4

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Area: 483

Dining Room

  • Area: 208

Features

  • Luxury Primary Bath,Renovated Bathroom,Separate Tub & Shower,Smooth Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,770 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Updated/Renovated Kitchen
  • Area: 160

Living Room

  • Features: LR/DR Combination
  • Area: 240

Master Bedroom

  • Features: Hardwood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 238

Property

Details

  • Parcel number: 005013 B00001
  • Attached to another structure: Yes

Features

  • Stories: 4
  • Pool features: None
  • Exterior features: Other (See REMARKS)

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 29.98 x 52.3

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance $731$8,772
Property Taxes $412$4,944
Electricity $225$2,700
Total$3,946$47,352

Income You'd Need if You Spent...

35% on housing$135,291/yr
40% on housing$118,380/yr
45% on housing$105,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 38126$95
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38126$77
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$520,000
2026-02-17Listing removed$5,000
2026-02-11Price change$5,000
2026-02-08Listing removed$520,000
2026-01-28Price change$520,000
2026-01-17Listed for rent$3,500
2025-12-30Listing removed$2,575
2025-12-29Listed for rent$2,575
2025-12-18Listed for sale$525,000
2025-12-11Listing removed$2,575
2025-12-05Listing removed$530,000
2025-10-10Price change$2,575
2025-10-08Listed for rent$2,500
2025-09-10Listed for sale$530,000

For Sale by Agent

AgentChanning A Shaw-Wright
BrokerageEmmett Baird Realty, LLC

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