16124 Fieldstone Trce, Charlotte, NC, 28278
About This Home
This beautiful, spacious home is located on a cul-de-sac street in the Ridgewater community near Lake Wylie. The lake is so close, you can see it through the trees on the back deck!! With 6 bedrooms, a loft, and a fully finished walkout basement, this home has rooms for all your needs! Each floor has a bedroom and full bath for multi-generational living, or multiple private home offices. The main floor has an elegant kitchen with gas cooktop and a built-in wall microwave and oven units. With a large kitchen island open to the living room, you don't have to miss a thing! The living room has a cozy, gas log fireplace and leads to the 1st floor bedroom and full bathroom. Not to be missed are the dining room/flex space and the eat-in area for function and style. The 2nd story boasts a lovely primary bedroom with ensuite bathroom including a walk-in shower and separate soaker tub! In addition, there are 3 more bedrooms, a dedicated laundry room, an additional bathroom, and a loft on the 2nd story. The fully finished basement is ready to make your own, with a HUGE open flex room, a bedroom, and full bathroom! The backyard is fully fenced with a patio and a deck off the kitchen to allow for the perfect outdoor evenings of grilling with friends and family. Imagine yourself in this move-in ready home, creating the perfect spaces to live your best life. Come tour today to see all this property has to offer you!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Construction materials: Vinyl
Other
- Builder model: Gaines Colonial
- Builder name: Mattamy Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Wall Oven,Washer/Dryer
- Laundry features: Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry,Storage Space,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Dining Area
- Level: Main
Features
- Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
- Flooring: Tile,Vinyl,Other
- Fireplace features: Gas Log,Great Room
- Attic: Pull Down Stairs
- Finished area below ground: 973
- Finished area above ground: 2,792
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 2,792
- Total interior livable area: 3,765 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Basement
Property
Details
- Parcel number: 21714627
- Zoning: N1-C
- Special condition: Standard
- Other equipment: Other - See Remarks
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck,Patio
- Fencing: Back Yard,Fenced
Lot
- Lot size: 0.17 Acres
- Features: Cul-De-Sac,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $330 | $3,960 |
| Electricity | $350 | $4,208 |
| Total | $3,759 | $45,108 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $575,000 |
| 2026-04-07 | Price change | $589,900 |
| 2026-03-11 | Listed for sale | $595,000 |
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