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17181 Chapel Grv, Loxley, AL, 36551

5beds
6baths
2,776sqft
$856,000
$308price/sqft
$5,431/moest. monthly cost
$217,240/yrincome needed

About This Home

Discover refined living in this stunning 4-bedroom, 4.5-bath home with 2,776 sq. ft. nestled in the gated Steelwood community of Loxley, Alabama. Designed for both comfort and style, this residence features spacious bedrooms, each with a private bath, and an inviting open floor plan ideal for entertaining. The gourmet kitchen flows seamlessly into the living and dining areas, while large windows offer serene views of Steelwood’s natural beauty. Outdoor living is just as impressive, with a private patio perfect for relaxing or hosting gatherings. Residents of Steelwood enjoy access to world-class amenities, including golf, fishing, and a private lake, all within a secure and peaceful setting. Blending elegance and convenience, this home is perfect for those seeking a balance of luxury and Southern charm Buyer to verify all information during due diligence. Estimated completion Spring 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-67.0 mi
8/10
8/10
Robertsdale High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: true
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Other
  • Laundry features: Lower Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Other
  • Fireplace features: None

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,776 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3301120000001106

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 8,363 sqft
  • Features: Back Yard
  • Lot size dimensions: 60 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,328$51,936
Home Insurance *$587$7,044
Property Taxes $206$2,472
Electricity $310$3,727
Total$5,431$65,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,205/yr
40% on housing$162,930/yr
45% on housing$144,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$164
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Listed for sale$856,000

New Construction

AgentRussell Halbach
BrokerageWaters Edge Realty

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