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847 NE Elsey Pl, Lake City, FL, 32055

3beds
2baths
1,236sqft
$264,900
$214price/sqft
$1,888/moest. monthly cost
$75,520/yrincome needed

About This Home

This stunning 2025 new construction offers a spacious 3-bedroom, 2-bath split floor plan designed for comfort and functionality. Perfectly positioned on a corner lot, this home provides extra space, privacy, and curb appeal. Located on a freshly paved side street within the city limits, you’ll have quick access to everything you need while avoiding the hustle and bustle of main roads. The modern kitchen is the centerpiece of the home, featuring butcher block countertops and a full suite of appliances—microwave, stove, refrigerator, and dishwasher. Throughout the home, vinyl plank waterproof flooring ensures durability and style, making it ideal for families, entertaining, and everyday living. A true blend of modern design and thoughtful location!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
3/10
Columbia High SchoolGrades 9-123.0 mi
--
Niblack Elementary SchoolGrades PK-50.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Wood Counters
  • Window features: Screens,Vinyl
  • Flooring: Carpet Vinyl

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,236
  • Total interior livable area: 1,236 sqft

Property

Details

  • Parcel number: 00000012910003
  • Zoning: Res

Features

  • Levels: One
  • Patio & porch: Front Porch,Covered,Rear Porch

Lot

  • Lot size: 6,316 sqft
  • Lot size dimensions: .145 acre

Parking

  • Parking features: 2 Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$191$2,292
Property Taxes $161$1,932
Electricity $197$2,366
Total$1,888$22,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,731/yr
40% on housing$56,640/yr
45% on housing$50,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$169
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Listed for sale$264,900

For Sale by Agent

AgentVanessa George
BrokerageOctober Realty

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