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29 Merino Dr, Atoka, TN, 38004

5beds
3baths
2,300sqft
$425,000
$185price/sqft
$3,432/moest. monthly cost
$137,280/yrincome needed

About This Home

Builder's Bonus of $20,000. Located at the corner of Merino Dr and Como Ln in the newest subdivision in Atoka, this 2300 sq. ft., 5 bedroom/3 bath house is loaded with amenities. The primary bathroom has a freestanding tub, large format tiles, luxury vinyl floors, double sink, quartz countertops, black trimmed shower glass, upgraded black fixtures, and a walk thru design. Homeowners can walk from the laundry room to the custom-built closet, to the primary bathroom, and into the primary bedroom. The other bathrooms have quartz countertops, white subway tile showers with black pencil tiles. Bedrooms are equipped with carpet. The kitchen has Frigidaire appliances, built in pantry cabinets, marble countertops, and luxury vinyl flooring. The living area had a prefabricated, bricked gas fireplace and large cedar mantle. The steps to the second floor are stained oak treads. The home is located just minutes away from Atoka and Munford town centers and only 15 minutes from Millington.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Atoka Elementary SchoolGrades PK-50.8 mi
5/10
Brighton Middle SchoolGrades 6-83.6 mi
6/10
Brighton High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Synthetic Stucco

Other

  • Builder name: Trinity Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range/Oven,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 130

Bedroom3

  • Features: Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 120

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 121

Bedroom5

  • Features: Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 304

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 1 or More BR Down,Primary Down,Luxury Primary Bath,Double Vanity Bath,Smooth Ceiling,High Ceilings,Cable Wired,Walk-In Closet(s),Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,2 or More Baths,Laundry Room,Breakfast Room,1 Bath,4th or More Bedrooms,Square Feet Source: Floor Plans (Builder/Architecture)
  • Flooring: Part Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,In Den/Great Room,Gas Log
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Breakfast Bar
  • Area: 100

Living Room

  • Features: Great Room
  • Area: 225

Master Bathroom

  • Features: Double Vanity,Smooth Ceiling,Full Bath

Master Bedroom

  • Features: Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 111MB05800000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered Patio
  • Living area range: 2200-2399

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: .3

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $258$3,096
Property Taxes $839$10,068
Electricity $186$2,242
Total$3,432$41,184

Income You'd Need if You Spent...

35% on housing$117,668/yr
40% on housing$102,960/yr
45% on housing$91,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 38004$177
Tipton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38004$172
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Listed for sale$448,900

New Construction

AgentWalker Bouler
BrokerageMidSouth Residential, LLC

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