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1237 Anderson Dr, Trenton, TX, 75490

4beds
3baths
2,276sqft
$324,200
$142price/sqft
$2,363/moest. monthly cost
$94,520/yrincome needed

About This Home

MLS# 21245005 - Built by Smith Douglas Homes - Jun 2026 completion! ~ Discover this stunning single-family residence in the desirable Anderson Crossing subdivision, set to be completed in June 2026. This traditional home spans 2,276 square feet and features 4 spacious primary bedrooms and 3 well-appointed bathrooms, including 2 full and 1 half bath. The open floor plan is designed for modern living, showcasing a stylish kitchen with granite counters, a kitchen island, and a pantry. Enjoy cozy evenings in the inviting living areas, highlighted by an electric fireplace. Additional amenities include a covered patio, private yard, and convenient garage and carport spaces. With a central heating and cooling system, this home ensures comfort year-round. Located within the Trenton ISD, it’s perfect for those seeking quality education. Don’t miss the opportunity to make this exceptional property your own!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Trenton Elementary SchoolGrades PK-40.4 mi
3/10
Trenton Middle SchoolGrades 5-80.4 mi
7/10
Trenton High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Smith Douglas Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10 x 11

Features

  • Granite Counters,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 16 x 17

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,276 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 16 x 17

Living Room

  • Level: First
  • Dimensions: 16 x 17

Master Bedroom

  • Features: Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 138817

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 5,749 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,639$19,668
Home Insurance *$243$2,916
Property Taxes $232$2,784
Electricity $249$2,999
Total$2,363$28,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,017/yr
40% on housing$70,890/yr
45% on housing$63,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 75490$244
Fannin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 75490$164
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$324,200
2026-04-01Listed for sale$338,450

New Construction Spec

AgentBen Caballero
BrokerageHomesUSA.com

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