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123 County Road 429, Tarpley, TX, 78883

5beds
5baths
2,924sqft
$4,000,000
$1,368price/sqft
$24,828/moest. monthly cost
$993,120/yrincome needed

About This Home

Located in Uvalde County and Medina County down County Road 359 off of FM 470 out of Utopia towards Tarpley you will find this unique and pictureesque hidden Gem. The Seco Secret Creek Ranch composed of approximately 220 +/- Acres with both sides of the Seco Creek with High Cliffs and Huge Boulders lining the Creek The Ranch has a Custom Bult Home overlooking the Creek and Bluffs with a 5 Bedroom home to handle a large family. There are 3 seperate Buildings composing the Home. The Center of the House is brought together with a totally Screened in open Porch with a Native Rock Floor that connects all 3 buildings and are connected to become one. There is also a 2 car carport with a storage room containing the water well, water conditioner all with concrete floor. For the overflow of Guest there is also a small barndominium that is fully equipped with a 2 bedroom/1bath. Providing privacy and comfort for your guest. it is serviced by its own water well . The Ranch provides a Truly Turnkey Hideway nestled in the Texas Hill Country complete with approx. 2200' of the beautiful running Seco Creek. Current owners have left the property in its Natural state. There are tremendous opportunities to Enhance the water features beyond ones imagination with an unheard amount of Texas spring water.. Wildlife is abundant in this canyon and on this ranch. The Ranch is totally low fenced and benefits from the Free Roaming Game that traverses the property. It is common to see the Whitetail Deer,Axis Deer, Hogs Turkeys, Quail,Doves and occasional Exotics. If you have been looking for your Special Hill Country Ranch go no further. SCHEDULE YOUR SHOWING TODAY! JOHN A. /BROKER

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Medina High SchoolGrades PK-1211.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Interior Area

  • Total structure area: 2,924
  • Total interior livable area: 2,924 sqft

Property

Lot

  • Lot size: 220 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,226$242,712
Home Insurance *$1,581$18,972
Property Taxes $2,700$32,400
Electricity $321$3,852
Total$24,828$297,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$851,245/yr
40% on housing$744,840/yr
45% on housing$662,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,368This listing

vs Other Active Listings

Avg $/sqft

ZIP 78883$111
Bandera County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 78883$270
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-11Listed for sale$4,000,000

For Sale by Agent

AgentJohn Hutto
BrokerageUtopia Ranch Realty

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