




92 Water St #0, Milford, NJ, 08848
About This Home
Step into a piece of Milford's charm with this unique restaurant property, nestled in a historic setting and brimming with potential. This turnkey opportunity includes the building, land and some inventory, making it ideal for entrepreneurs or investors ready to bring their culinary vision to life.The inviting dining room features exposed stone walls and a cozy fireplace, creating a warm and memorable atmosphere for guests. Just off the bar area, a covered porch offers additional space for al fresco dining or cocktails, perfect for seasonal enjoyment.Inside, the bar continues its welcoming vibe with a pool table and dart board area, encouraging a lively and social ambiance. Whether you're envisioning a rustic tavern, upscale bistro, or casual eatery, this space is ready to adapt to your dream.Upstairs, you'll find a one-bedroom apartment ideal for an owner-operator or staff housing. Please note: the apartment may require additional notice for showings.Don't miss this incredible opportunity to own a piece of Milford's history and build the restaurant you've always dreamed of. Property is being sold as is where is
Getting Around
Schools
Construction
Condition
- Year built: 1830
Materials
- Roof: Asphalt Shingle,Rubber
- Construction materials: Brick/Block
Notable Dates
- Major remodel year: 2005
Type & Style
- Home type: Apartment
- Property subType: Apartment
Interior
Basement
- Has basement: Yes
- Basement: Yes,Partial,Unfinished
Bedrooms & Bathrooms
- Bathrooms: 3
Features
- Door features: Max Door Height: 0
- Flooring: Carpet,Tile,Vinyl-Linoleum,Wood
Heating & Cooling
- Heating features: 1 Unit,Baseboard - Electric,Forced Air,Electric,Gas-Propane Leased,Oil Tank Above Ground - Inside
- Cooling features: 4+ Units,Wall Unit(s)
Interior Area
- Total structure area: 5,500
- Total interior livable area: 5,500 sqft
Property
Details
- Parcel number: 1920000050000000030000
- Attached to another structure: Yes
- Zoning description: Commercial
- Other equipment: Appliances,Refrigeration Unit
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.46 Acres
- Features: Level,Business District,Residential Area
- Lot size dimensions: .46
Parking
- Parking features: 2 Car Width,Blacktop,Parking Lot-Exclusive
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Ice Storm
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $680 | $8,160 |
| Electricity | $606 | $7,275 |
| Total | $3,419 | $41,028 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $400,000 |
| 2026-07-29 | Listing removed | $1,000,000 |
| 2025-09-11 | Listed for sale | $1,000,000 |
For Sale by Agent
