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4-1250 Kuhio Hwy #D101, Kapaa, HI, 96746

2beds
2baths
1,148sqft
$1,299,000
$1,132price/sqft
$7,502/moest. monthly cost
$300,080/yrincome needed

About This Home

Oceanfront Paradise at Pono Kai! Rarely available, this ground floor corner 2 bedroom, 2 bath condominium offers direct access to a sandy beach and an oceanfront walking/bike path that stretches for miles. Wake up to close up ocean views and enjoy the ultimate island lifestyle in the heart of Kapa‘a town, just steps from shops, dining, and local favorites. Highlights include:     •    Ground floor corner location with lawn and ocean right outside your lanai     •    Fully furnished and turn-key – excellent vacation rental opportunity     •    Spacious interior with large ceramic tile floors     •    Stainless steel appliances and beautiful cabinetry     •    Primary suite with double sinks and generous layout     •    Spectacular ocean views from the living room and primary bedroom • Stunning custom woodwork throughout, including rich wainscoting, gorgeous wood doors, and unique handmade wood paddle and turtle wall art that add warmth, character, and authentic island charm. Excellent opportunity to use as a home, vacation retreat, or rental investment! Resort Amenities at Pono Kai:     •    Swimming pool & jacuzzi     •    Tennis courts & mini putting green     •    BBQ area & lush landscaped grounds Opportunities like this are truly rare to have an Oceanfront condo on Kaua'i with a sandy beach directly in front!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Kapaa Elementary SchoolGrades PK-51.2 mi
1/10
Kapaa Middle SchoolGrades 6-80.8 mi
6/10
Kapaa High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 4450070020076
  • Attached to another structure: Yes
  • Zoning: RR-20
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Pool features: In Ground,Pool/Spa Combo
  • Has spa: Yes
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$290$3,480
Property Taxes $270$3,240
Electricity $374$4,497
Total$7,502$90,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,211/yr
40% on housing$225,060/yr
45% on housing$200,053/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,132This listing

vs Other Active Listings

Avg $/sqft

ZIP 96746$865
Kauai County$1,389

vs Homes Sold Last Month

Median $/sqft

ZIP 96746$604
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Price change$1,299,000
2025-09-11Listed for sale$1,490,000

For Sale by Agent

AgentKaren L. Agudong
BrokerageeXp Realty

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