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45 Schaeffer Rd, Yazoo City, MS, 39194

--beds
0baths
6,000sqft
$300,000
$50price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Situated along the rural western border of Yazoo County, MS, Hines Grocery has achieved iconic status in the Mississippi Delta. In 1985, John and Eva Hines opened the establishment and operated it until the devastating flood of 2011 convinced them to sell. The Hines' daughter and son-in-law, Tracy and John , decided to purchase the business. The family tradition certainly has helped Hines Grocery survive to this very day, but the staple food has a lot more to do with it. Over the years, Hines Grocery has grown its customer base through word of mouth rather than advertisements and expanded to now offer a full menu of outstanding food. Currently, the restaurant offers breakfast and lunch six days a week, and on Friday and Saturday nights, patrons can enjoy a phenomenal steakhouse meal. The sausage, steaks, and spacious dining area attract both regular customers and newer ones every day. Located on a 3A± acre lot on Shaeffer Road, the 6,000A± square foot building features two spacious dining areas, three flat-screen TVs, four coolers, one freezer, and kitchen appliances. In addition to the prepared food, customers often stop by Hines Grocery for gasoline and to pick up refreshments, whether a candy bar, chips, or a cold beverage. To learn more about this turnkey opportunity, contact today! Disclaimer: The listing agent is related to the sellers. Location: 45 Shaeffer Road Yazoo City, MS 39194 Yazoo County Across the Street from Broad Lake 28A± Miles NW of Flora 45A± Miles NW of Madison 53.2A± Miles from Jackson Coordinates: 32.87630, -90.48398 Tax Information: 2022 - $1,984 Property Use: Restaurant Commercial Investment Property Information: 3A± Acres 6,000A± SqFt Building 2 Spacious Dining Rooms 3 Flat Screen TVs Kitchen Appliances 4 Coolers 1 Freezer 2 Gasoline Pumps

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Bentonia Gibbs SchoolGrades PK-517.0 mi
4/10
Yazoo County High SchoolGrades 9-129.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Property

Lot

  • Lot size: 3 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Drought
Hail
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Yazoo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$516$6,192
Property Taxes $132$1,584
Electricity $557$6,694
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 39194$78
Yazoo County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39194$78
Yazoo County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$300,000
2026-04-22Listing removed$450,000
2025-10-09Price change$450,000
2025-09-11Listed for sale$600,000

For Sale by Agent

AgentWill Fouche
BrokerageSmallTown Properties

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