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1053 Shrout Rd, Owingsville, KY, 40360

1beds
0baths
2,192sqft
$425,000
$194price/sqft
$3,119/moest. monthly cost
$124,760/yrincome needed

About This Home

If you've been looking for the perfect space for homesteading or a mini farm - look no further! This Amish home, built solid in 2023 and situated on 10 +/- acres, has over 3000 sq ft of living space above ground AND a 1440 sq foot unfinished basement with poured concrete walls and a rain catchment cistern. The main level features a large family room, large kitchen and dining spaces, a walk-in pantry, and a primary bedroom with a walk-in closet. In addition, the main level features a bonus room currently used as a summer kitchen and a mudroom entryway/laundry space. Upstairs features one bedroom and the remaining square footage is open, ready for the next owner's vision! The outside of this property is where it truly shines. On one side of the large parking area, you'll find a 1700+ sq ft workshop on a concrete slab, insulated and lined with metal, ready to work or be converted into an additional home. On the other side, a 36x50 barn complete with 7 stalls, a tack room, and loft are ready for horses or other animals. This property is complete with 2 different paddocks fenced with wire, making rotational grazing or animal separation a breeze. This property is an Amish home and no water or electricity are currently connected, although a water meter is installed on the property with a line run to a hydrant near the workshop. Additionally, electric lines are approximately 1400 feet away. Estimates to fit the home with plumbing, HVAC, and electric available upon request. With a convenient location just 10 minutes to I-64, the possibilities at this property are truly endless! Call today for your private viewing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1

Bonus Room

  • Level: First

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,192

Interior Area

  • Total structure area: 2,192
  • Total interior livable area: 2,192 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0340000011.03

Features

  • Levels: Two
  • Fencing: Wire
  • Has view: Yes
  • View description: Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 10.52 Acres
  • Features: Secluded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$331$3,972
Property Taxes $466$5,592
Electricity $173$2,077
Total$3,119$37,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,937/yr
40% on housing$93,570/yr
45% on housing$83,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 40360$136
Bath County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40360$134
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$425,000
2026-06-03Listed for sale$429,000
2026-04-01Listing removed$425,000
2026-01-06Price change$425,000
2025-09-12Listed for sale$449,900

For Sale by Agent

AgentKatie Allen
BrokerageKeller Williams Legacy Group

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