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2841 Makenna St, Saginaw, MI, 48603

3beds
3baths
1,809sqft
$479,500
$265price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

Welcome to Shattuck Farms 3, where you'll find this exceptional new construction by the highly sought-after Cobblestone Homes. This 1,809 sq. ft., 3-bedroom, 2.5-bath craftsman home showcases modern design and thoughtful details. The main floor features a stunning kitchen with dual-color cabinetry and quartz countertops, which opens to a living room highlighted by two handcrafted oak beams and a beautiful fireplace. A great rear covered porch extends your living space outdoors. Upstairs, all three bedrooms include walk-in closets, and you'll find the convenience of a second-floor laundry room. The exterior makes a statement with its country red siding, complementing stone accents, and striking Andersen black-framed windows. Built beyond Energy Star standards with Cobblestone's premium insulation package, this home offers superior comfort and efficiency.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10
White Pine Middle SchoolGrades 6-82.7 mi
6/10
Heritage High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Asphalt,Other,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Gas Water Heater
  • Laundry features: Second Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Concrete,Radon System,Sump Pump,Unfinished

Bathroom1

  • Features: Laminate
  • Level: Second
  • Area: 72

Bathroom2

  • Features: Laminate
  • Level: Second
  • Area: 54

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 192

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate
  • Level: First
  • Area: 165

Features

  • Radon Mitigation System,Sump Pump,Walk-In Closet(s),Pantry
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,809

Great Room

  • Level: First
  • Area: 240

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 1,809 sqft

Kitchen

  • Features: Laminate
  • Level: First
  • Area: 165

Property

Details

  • Parcel number: 23124182478000
  • Zoning description: Residential
  • Special condition: Private
  • Other equipment: Air Cleaner

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Lawn Sprinkler,Sidewalks,Street Lights
  • Frontage type: Road
  • Frontage length: 80

Lot

  • Lot size: 0.25 Acres
  • Features: Platted,Sidewalks,Subdivision
  • Lot size dimensions: 80 x 138

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces,Garage,Attached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,424$29,088
Home Insurance *$287$3,444
Property Taxes $535$6,420
Electricity $197$2,367
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 48603$129
Saginaw County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 48603$134
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-12Listed for sale$499,900

New Construction

AgentMarshall C Mannion
BrokerageCobblestone Realty LLC

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