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22975 W MONONA Lane, Surprise, AZ, 85387

3beds
3baths
2,181sqft
$388,990
$178price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

Discover your dream home in the Overlook Collection at Rancho Vista. The Lanner floor plan was designed with your comfort and convenience in mind. An open main-floor layout showcases an impressive kitchen overlooking a sunlit great room and a dining area. You'll also find a powder room on this level. The primary suite is upstairs, featuring a large walk-in closet and a private bath. Two secondary bedrooms, a pocket office, and a versatile loft space complete this plan. Options include Fourth bedroom in lieu of loft Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping Century Home Connect

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Wickenburg High SchoolGrades 6-1223.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Century Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Gas Range,Gas Oven
  • Laundry features: Upper Level,Inside,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,High Speed Internet,Smart Home,Granite Counters,Double Vanity,Upstairs,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm
  • Window features: Low Emissivity Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Programmable Thmstat

Interior Area

  • Total structure area: 2,181
  • Total interior livable area: 2,181 sqft

Property

Details

  • Parcel number: 50387219

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: See Remarks,Block
  • Has view: Yes
  • View description: City Lights,Mountain(s)

Lot

  • Lot size: 5,568 sqft
  • Features: North/South Exposure,Sprinklers In Front,Desert Front,Cul-De-Sac,Dirt Back,Gravel/Stone Front,Auto Timer H2O Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance $85$1,020
Property Taxes $142$1,704
Electricity $230$2,771
Total$2,423$29,076

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 85387$212
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85387$226
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$388,990
2026-04-21Price change$388,260
2026-04-14Price change$386,990
2026-04-08Price change$394,990
2026-03-13Price change$399,990
2026-03-10Price change$399,885
2025-12-24Price change$399,990
2025-12-04Price change$449,205
2025-09-12Listed for sale$446,635

New Construction Spec

AgentOctavia Valencia
BrokerageCentury Communities of Arizona, LLC

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