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237 Lead Mine Valley Rd SW, Cleveland, TN, 37311

5beds
3baths
2,700sqft
$549,000
$203price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

This house is still under construction, which is why we only have one photo up. Welcome to this charming, newly constructed, 5-bedroom home located under 20 minutes from Hamilton Place in Chattanooga. This home is around 2700 sq ft and is seated on a 1 acre lot. Step into the foyer and experience the bright, open-concept floor plan with ample natural lighting and modern, high quality finishes. There are three bedrooms on the first floor and 2 more upstairs, with the large master suite and adjoined walk-in closet conveniently located on the first floor. The spacious living room is the perfect place to gather, while the kitchen, thoughtfully designed around a large center island, boasts stainless steel appliances and ample counter space for cooking and entertaining. There is a spacious walk-in pantry so you can keep everything tucked away and stored out of sight. The main level primary suite is a true retreat with oversized windows filling the room with natural light. The ensuite bath offers a dual-sink vanity with generous storage and luxurious tile finishes. Outside, bask in the sunshine in your backyard, or relax on the large, covered back porch. Additional highlights include a two-car garage, a dedicated laundry room, and modern finishes throughout. With its convenient location close to both Chattanooga and Cleveland, this home combines comfort, functionality, and easy access to everything the city has to offer. Come drive by and see it for yourself!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,700 sqft

Property

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $339$4,068
Property Taxes $201$2,412
Electricity $219$2,632
Total$3,535$42,420

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$148
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Listed for sale$549,000
2025-12-29Listing removed--
2025-09-12Listed for sale$525,000

For Sale by Owner

AgentProperty Owner

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