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538 E 84th St APT 2A, New York, NY, 10028

1beds
1baths
505sqft
$399,000
$790price/sqft
$2,584/moest. monthly cost
$103,360/yrincome needed

About This Home

Photos are virtually staged. The apartment is a one bedroom and is in estate condition. ALL OPEN HOUSES ARE BY APPOINTMENT ONLY. Don't miss this Prewar one bedroom opportunity diagonally across the street from Carl Schurz Park. The apartment is in a quiet, intimate co-op, and has high ( 9' 4") ceilings, a partial Park and seasonal East River View. Total renovation necessary, but worth the effort. The building has a live in Super, virtual doorman, laundry room, elevator and additional basement storage. The Co-op Corporation is comprised of 3 adjacent buildings just off the corner of East End Ave. and across from the entrance to Carl Schurz Park with its two dog runs, a park conservancy that sponsors numerous activities and with a wonderful river side promenade. Joggers will enjoy the 32 mile Manhattan Waterfront Greenway. The 2nd. Ave Subway is 3 and 1/2 blocks away, the M31 is 1 block away at York Ave. and the 86th St. cross town bus is 2 blocks away. At 90th St and the East River, you can take the Ferry to Queens and Lower Manhattan. With board approval, pied-a-terre, co-purchases, cats and dogs are allowed. Parents may buy , and sublets are limited to two years in total with Board approval.

Getting Around

93
WalkingWalker's Paradise
100
TransitRider's Paradise
70
BikeVery Bikeable

Schools

8/10
P.S. 158 Baylard TaylorGrades PK-50.3 mi
8/10
Jhs 167 Robert F WagnerGrades 6-80.6 mi
9/10

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 505
  • Total interior livable area: 505 sqft

Property

Details

  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City,Water
  • Has water view: Yes
  • Water view: Water

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$85$1,020
Property Taxes $236$2,832
Electricity $246$2,954
Total$2,584$31,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,594/yr
40% on housing$77,520/yr
45% on housing$68,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$790This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,846
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$419,000
2025-11-18Contingent$419,000
2025-09-12Listed for sale$419,000

For Sale by Agent

AgentFrederick Di Maio
BrokerageBank Neary

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