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205 N 13th St, Oakdale, LA, 71463

2beds
2baths
1,015sqft
$49,000
$48price/sqft
$488/moest. monthly cost
$19,520/yrincome needed

About This Home

Back in time, beautiful cottage with 2 large bedrooms & 1 Bath. Lots of windows. Great corner lot with a 32x35 garage that can make a wonderful workshop. Wonderful wood floors.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Oakdale Middle SchoolGrades 5-80.2 mi
5/10
Oakdale High SchoolGrades 8-120.2 mi
8/10
Oakdale Elementary SchoolGrades PK-41.2 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: Lower
  • Dimensions: 7.13x6.25

Bedroom

  • Level: Lower
  • Dimensions: 11.54x10.23

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: Lower
  • Dimensions: 6x9.24

Features

  • Ceiling Fan(s),Intercom
  • Fireplace features: None

Garage

  • Level: Lower
  • Dimensions: 32x35

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,133
  • Total interior livable area: 1,015 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11.12x6

Living Room

  • Level: Lower
  • Dimensions: 22.3x12

Master Bathroom

  • Level: Lower
  • Dimensions: 7.15x8.57

Master Bedroom

  • Level: Lower
  • Dimensions: 11.95x11.8

Property

Details

  • Parcel number: 0540100800
  • Special condition: None
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Spa features: None

Lot

  • Lot size: 5,500 sqft
  • Features: Corner Lot,City Lot,Rectangular Lot
  • Lot size dimensions: 110 x 50

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Tornado
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$81$972
Property Taxes $13$156
Electricity $147$1,773
Total$488$5,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,731/yr
40% on housing$14,640/yr
45% on housing$13,013/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 71463$127
Allen Parish$74

vs Homes Sold Last Month

Median $/sqft

ZIP 71463
Allen Parish$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-26Price change$72,000
2025-09-12Listed for sale$82,000

For Sale by Agent

AgentSUSAN MATHEWS
BrokerageLATTER AND BLUM Central Realty LLC

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