




287 Education Dr, Spring Lake, NC, 28390
About This Home
$20,000 USE AS YOU CHOOSE ALLOWANCE!!! Welcome to The Cadogan by Ascot Homes, a thoughtfully designed floor plan that blends open-concept living with smart functionality—ideal for everyday comfort and effortless entertaining. From the moment you enter, you're welcomed by a bright foyer and a versatile flex space or office, setting the tone for this home's intentional layout. The heart of the home features a spacious living room that flows seamlessly into the dining area and modern kitchen—perfect for hosting gatherings or enjoying quiet family nights. The kitchen is complete with ample counter space, abundant cabinetry, and a large walk-in pantry, providing both form and function. Additional main floor highlights include a half bathroom, coat closet, and a convenient drop zone located off the garage entry. A first-floor laundry room enhances the convenience of daily living. At the rear of the home, the first-floor owner’s suite offers a private and peaceful retreat, making it ideal for those who value separation from the upstairs bedrooms or prefer main-level living. The suite features a walk-in shower, dual vanities, a linen closet, and thoughtful design touches throughout. With well-placed windows allowing for abundant natural light, every room feels bright, warm, and welcoming—perfectly reflecting the signature comfort and style of Ascot Homes. Upstairs, the versatility continues with a spacious loft area, four additional bedrooms, and two full bathrooms, providing ample space for everyone to have their own haven. Whether you're expanding your household or just looking for a home that adapts to your lifestyle, The Cadogan offers the space, comfort, and flexibility you've been searching for.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Fiber Cement
Other
- Builder name: Ascot
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Microwave
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Double Vanity,Entrance Foyer,Kitchen Island,Primary Downstairs,Pantry,Separate Shower,Walk-In Closet(s),Walk-In Shower
- Flooring: Carpet,Luxury Vinyl Plank,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,201 sqft
Property
Details
- Parcel number: 0505765745.000
- Zoning description: PND - Planned Neighborhood
- Special condition: Standard
- Exclusions: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch,Covered,Front Porch,Porch
- Exterior features: Playground,Porch,Tennis Court(s)
- Living area range: 3001-3500
Lot
- Lot size: 10,454 sqft
- Features: < 1/4 Acre
Parking
- Total spaces: 2
- Parking features: Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Harnett County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $355 | $4,260 |
| Property Taxes | $333 | $3,996 |
| Electricity | $298 | $3,577 |
| Total | $3,964 | $47,568 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-12 | Listed for sale | $589,000 |
