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164 Beaver Dam Rd #D, McHenry, MS, 39561

2beds
2baths
1,158sqft
$205,000
$177price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Step into this beautifully crafted 2-bedroom, 2-bath home offering approximately 1,158 sq. ft. of smart, modern living. The open-concept layout seamlessly blends the living, kitchen, and dining spaces beneath a stunning 14' vaulted ceiling, complemented by 9' ceilings throughout the rest of the home. High-end finishes include custom cabinetry, durable tile flooring, and a spacious primary suite featuring a fully tiled walk-in shower. Homes are now available for pre-sale! Secure yours early and enjoy the opportunity to personalize your interior with your choice of paint colors, countertops, cabinet finishes, flooring, and hardware.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
7/10
Stone Middle SchoolGrades 6-89.5 mi
8/10
Stone High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Breakfast Bar,Ceiling Fan(s),Double Vanity,High Ceilings,Open Floorplan,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Vinyl
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Property

Accessibility

  • Accessibility features: Common Area

Details

  • Parcel number: Tbd

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None

Lot

  • Lot size: 0.43 Acres
  • Features: Corners Marked

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Drought
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$151$1,812
Property Taxes $83$996
Electricity $192$2,304
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 39561$150
Stone County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 39561$164
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$205,000
2026-03-01Listing removed$205,000
2025-09-12Listed for sale$205,000

New Construction

AgentMitchell White
BrokerageNext Level Realty, LLC.

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