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17305 N Us Highway 281, Hico, TX, 76457

3beds
2baths
2,530sqft
$654,900
$259price/sqft
$5,292/moest. monthly cost
$211,680/yrincome needed

About This Home

Welcome to this highly desirable 15-acre ranch property with highway frontage just outside Hico, TX. Approximately 13 acres of improved grassland offer excellent grazing potential, enhanced by a dirt stock tank, hay barn with workshop, loading pen, pull-through trailer shed, and multiple cross-fenced pastures for rotational grazing. A fenced garden with water access adds versatility, supported by a serviced well with updated pump and casing (2016). The 2,438 sq. ft. pier-and-beam home, built in 1972, features three spacious bedrooms, two full baths, open living-dining, and a fully renovated kitchen (2017) with alder cabinets, granite counters, subway backsplash, walk-in pantry, and KitchenAid appliances. The adjacent utility includes washer-dryer (2021) and extra storage. A large two-car garage offers ample space. Energy efficiency upgrades include LED lighting, attic insulation, Wi-Fi HVAC (2022), new electrical main breakers (2022), whole-home surge protection, solar screens, and a class-4 composition roof with guttering (2024). A Hunter Wi-Fi sprinkler system, whole-home water filtration softener, and solar-powered security gate (2019) add convenience and peace of mind. Foundation was reinforced in 2019 with engineering certification provided. High-speed internet available via NextLink. Depending on terms, equipment may convey, shredder, Stihl tools, Eastex utility trailer, and more. This property is an exceptional opportunity combining updated country living, modern energy efficiency, and ready-to-use ranch facilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Hico Elementary SchoolGrades PK-53.3 mi
6/10
Hico High SchoolGrades 6-123.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Rock,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer

Bedroom

  • Level: First
  • Dimensions: 15 x 17

Bedroom

  • Level: First
  • Dimensions: 15 x 17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 15 x 13

Features

  • Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,530 sqft

Living Room

  • Level: First
  • Dimensions: 17 x 18

Master Bedroom

  • Level: First
  • Dimensions: 15 x 18

Property

Details

  • Parcel number: 19458
  • Other equipment: Farm Equipment,Livestock Equipment
  • Horse amenities: Barn,Hay Storage

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 15 Acres
  • Features: Acreage,Agricultural

Parking

  • Total spaces: 2
  • Parking features: Covered,Door-Multi,Garage Faces Front,Garage,Garage Door Opener,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Wildfire
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,311$39,732
Home Insurance *$1,262$15,144
Property Taxes $442$5,304
Electricity $277$3,333
Total$5,292$63,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,440/yr
40% on housing$158,760/yr
45% on housing$141,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 76457$171
Hamilton County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 76457
Hamilton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$669,900
2026-04-08Listed for sale$674,900
2025-12-01Listing removed$699,000
2025-09-12Listed for sale$699,000

For Sale by Agent

AgentBobby Broyles
BrokerageBroyles Realty

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