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2351 Dumajack Rd, Chipley, FL, 32428

2beds
2baths
957sqft
$189,900
$198price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

Buyer gets $7,000 toward closing costs or options! You won't find this quality at this price anywhere else. This brand new home in Sunny Hills is full of value: open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Sunny Hills is a way of life with lakes, boat ramps, parks, beach, golf course & no HOA. See this home today, it won't last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-58.3 mi
4/10
Vernon Middle SchoolGrades 6-87.0 mi
3/10
Vernon High SchoolGrades 9-126.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 12

Master Bathroom

  • Level: First
  • Dimensions: 9 x 5

Master Bedroom

  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 000000000100930022
  • Zoning description: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Patio

Lot

  • Lot size: 0.27 Acres
  • Features: Paved
  • Lot size dimensions: 80 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$133$1,596
Property Taxes $72$864
Electricity $197$2,366
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$156
Washington County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$189,900
2026-04-19Listing removed$189,900
2026-03-21Pending sale$189,900
2026-03-10Listed for sale$189,900
2026-01-30Listing removed$199,900
2025-10-05Listed for sale$199,900
2025-10-02Listing removed$199,900
2025-09-13Listed for sale$199,900
2025-02-03Sold$26,000

New Construction

AgentAbbott Martin Group
BrokerageEXP Realty LLC

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