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212 Cowboy Dr, Rifle, CO, 81650

2beds
2baths
820sqft
$352,000
$429price/sqft
$2,144/moest. monthly cost
$85,760/yrincome needed

About This Home

Expected completion February 2026

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
3/10
Rifle Middle SchoolGrades 6-80.5 mi
5/10
Rifle High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cement Siding,Alt Framing Method

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Window features: Low Emissivity Windows
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 820

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: A/C

Interior Area

  • Total structure area: 820
  • Total interior livable area: 820 sqft

Property

Details

  • Parcel number: 217709246011
  • Zoning: PUD
  • Exclusions: Window Coverings

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,779$21,348
Home Insurance *$65$780
Property Taxes $114$1,368
Electricity $186$2,232
Total$2,144$25,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,508/yr
40% on housing$64,320/yr
45% on housing$57,173/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 81650$338
Garfield County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 81650
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-23Price change$352,000
2025-09-15Listed for sale$339,000

New Construction

AgentShannon Kyle
BrokerageCheryl&Co. Real Estate, LLC

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