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384 Cross Mountain Rd, Shady Valley, TN, 37688

3beds
4baths
3,024sqft
$899,500
$297price/sqft
$5,516/moest. monthly cost
$220,640/yrincome needed

About This Home

Welcome to your mountain escape above peaceful Shady Valley. Sitting on just under 8 acres, this remarkable property offers sweeping long-range mountain views. This home has a setting that feels worlds away while still being close to some of the region's best outdoor destinations. Built in 2023, this custom home offers 3,024 sqft of well-designed living space. The main living area features high vaulted ceilings with warm wood finishes and an impressive wall of windows that fills the home with natural light and showcases the gorgeous mountain views. A spacious wraparound deck provides the perfect place to relax and enjoy quiet mornings overlooking the valley. The kitchen features granite countertops, stainless steel appliances, a large island, and a pantry for additional storage. Upstairs, a loft provides a half bath that is ready to be converted into a full bathroom and a room currently used for storage that could easily be an additional bedroom. The lower level has a comfortable den, bedroom, full bathroom, workout area, and a laundry room. Outside, a three-bay garage with ample room for vehicles and equipment. The garage has a full bathroom and laundry area complete with washer and dryer. In addition, there's a RV garage that can accommodate RVs up to 45 feet. For added value, the refrigerator, washer and dryer, all televisions, the bed in the primary bedroom, and the bed on the lower level will remain with the property, along with a permanent Generac propane-powered generator. There is a voluntary HOA fee of $50 per month to maintain the electricity for the security gate and the roads and common areas through the neighborhood. Located in the heart of beautiful Shady Valley, this area is known for its mountain scenery and quiet country atmosphere. Enjoy the nearby Appalachian Trail, miles of some of the most scenic landscapes in the eastern United States. The Virginia Creeper Trail is also just a 30 minute drive away and offers one of the most popular biking and walking trails in the region. Just 16 minutes from the property is Blue Hole Falls, a well-known local swimming spot featuring crystal-clear mountain water and natural rock formations. The property is also conveniently located near Doe Mountain Recreation Area, Watauga Lake, South Holston Lake, and the ski resorts of North Carolina. Don't miss out on this one of a kind mountain property with unforgettable views!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Doe Elementary SchoolGrades PK-63.2 mi
4/10
Johnson Co Middle SchoolGrades 7-88.0 mi
4/10
Johnson Co High SchoolGrades 9-128.3 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Area: 134.29
  • Dimensions: 10.33 x 13

Bathroom2

  • Level: Second
  • Area: 52.7872
  • Dimensions: 5.12 x 10.31

Bathroom3

  • Level: Basement
  • Area: 42.5685
  • Dimensions: 8.85 x 4.81

Bathroom4

  • Area: 30.039
  • Dimensions: 6.46 x 4.65

Bedroom2

  • Level: Second
  • Area: 175.0686
  • Dimensions: 11.42 x 15.33

Bedroom3

  • Area: 160.1478
  • Dimensions: 12.62 x 12.69

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Master Downstairs,Granite Counters,Kitchen Island,Pantry,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,176

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 3,024 sqft

Kitchen

  • Area: 258.7184
  • Dimensions: 16.67 x 15.52

Living Room

  • Level: Basement
  • Area: 332.288
  • Dimensions: 12.98 x 25.6

Living Room

  • Level: Second
  • Area: 311.688
  • Dimensions: 15.6 x 19.98

Living Room

  • Area: 218.725
  • Dimensions: 13.46 x 16.25

Living Room

  • Level: Basement
  • Area: 203.8832
  • Dimensions: 16.13 x 12.64

Master Bedroom

  • Level: Basement
  • Area: 190.875
  • Dimensions: 15.27 x 12.5

Property

Details

  • Parcel number: 045 003.06 & 045 003.07
  • Zoning: Residential
  • Other equipment: Satellite Dish,TV Antenna

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Wrap Around
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Cleared, Part Wooded, Sloped

Lot

  • Lot size: 7.92 Acres
  • Lot size dimensions: 7.92 acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Asphalt,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,548$54,576
Home Insurance $469$5,628
Property Taxes $254$3,048
Electricity $245$2,948
Total$5,516$66,192

Income You'd Need if You Spent...

35% on housing$189,120/yr
40% on housing$165,480/yr
45% on housing$147,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 37688
Johnson County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 37688
Johnson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$899,500
2026-03-14Listing removed$968,000
2025-09-15Listed for sale$968,000

For Sale by Agent

AgentAndy Baxter
BrokerageKW Johnson City

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