See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13649 River Grove Ln, Olive Branch, MS, 38654

4beds
4baths
3,283sqft
$524,950
$160price/sqft
$3,533/moest. monthly cost
$141,320/yrincome needed

About This Home

The Chestnut is over 3,200 square feet of heated space that is efficient and spacious. The public areas of the home - the Entry Foyer, Dining Room, Kitchen/Breakfast, and Family Room are wide open and inviting while the master suite is tucked away from the traffic. Featuring a King Spa Shower, split vanities, and access to the laundry room, the master bath acts as a master retreat. A second bedroom or study with private bath and a visitor's half bath complete the main level space. There is also an optional extended covered porch beyond the covered porch that comes with the Chestnut. Upstairs are two additional bedrooms a shared bath and a large finished playroom. The Chestnut is offered with a delightful English elevation or a more traditional farm house look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-83.9 mi
8/10
Center Hill High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Brick/Mortar,Slab
  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Double Oven,ENERGY STAR Qualified Dishwasher,Microwave,See Remarks
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet,Pantry,Smart Home,Smart Thermostat,Double Vanity,Kitchen Island
  • Door features: Dead Bolt Lock(s),Double Entry
  • Window features: Metal,Shutters
  • Flooring: Reclaimed Wood
  • Fireplace features: Dining Room,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 3,283
  • Total interior livable area: 3,283 sqft

Property

Details

  • Parcel number: 8649114115125053

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: See Remarks
  • Exterior features: See Remarks
  • Fencing: See Remarks

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 3
  • Parking features: See Remarks,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$343$4,116
Property Taxes $231$2,772
Electricity $305$3,663
Total$3,533$42,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,131/yr
40% on housing$105,990/yr
45% on housing$94,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$524,950
2026-03-24Price change$529,950
2026-01-19Price change$539,950
2025-12-09Price change$549,950
2025-09-15Listed for sale$550,610

New Construction

AgentBenny R McCall
BrokerageGrant New Homes Llc Dba Grant & Co.

Similar Homes