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1863 NW 22nd St, Stuart, FL, 34994

5beds
3baths
2,975sqft
$895,000
$301price/sqft
$6,173/moest. monthly cost
$246,920/yrincome needed

About This Home

Own the Home with the Option to Purchase the Dock & Boat! Discover the ultimate FL lifestyle in this spacious residence, tucked away in a private gated community. Designed for entertaining this expansive home offers a versatile single-story floor plan with an upstairs den & private balcony overlooking the pool, & lush tropical yard. With 4 bedrooms, including a flexible 5th room that can easily serve as a playroom, media room, or family room! The open kitchen features soaring ceilings, abundant cabinetry, & generous storage-the heart of the home. Step outside to your own backyard oasis with a screened patio, pool & spa, & plenty of room to gather with family & friends. Upgrades include a newer A/C system, updated pool equipment, and a 500-gallon propane tank. The deeded dock with ocean access, complete with a 12,000-lb. boat lift & pontoon boat, is available for purchase separately for $95,000. Own the home today & choose to complete your waterfront lifestyle with the dock & boat too!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Stuart Middle SchoolGrades 6-83.2 mi
6/10
Jensen Beach High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Bathtub,Closet Cabinetry,Cathedral Ceiling(s),Dual Sinks,French Door(s)/Atrium Door(s),High Ceilings,Kitchen/Dining Combo,Primary Downstairs,Living/Dining Room,Separate Shower,Walk-In Closet(s),Central Vacuum
  • Window features: Plantation Shutters
  • Flooring: Ceramic Tile,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,542
  • Total interior livable area: 2,975 sqft

Property

Details

  • Parcel number: 303741014000003503

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Concrete
  • Patio & porch: Balcony,Open,Porch,Screened
  • Exterior features: Balcony,Fence,Sprinkler/Irrigation,Porch
  • Has spa: Yes
  • Spa features: Fiberglass,In Ground
  • Has view: Yes
  • View description: Pool
  • On waterfront: Yes
  • Waterfront features: Ocean Access,River Front,Boat Ramp/Lift Access

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$200$2,400
Property Taxes $1,149$13,788
Electricity $299$3,592
Total$6,173$74,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,645/yr
40% on housing$185,190/yr
45% on housing$164,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 34994$200
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34994$394
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$895,000
2025-01-22Listing removed$1,095,000
2024-10-31Listed for sale$1,095,000
2023-01-17Sold$785,000
2022-10-26Pending sale$799,000
2022-10-20Price change$799,000
2022-09-30Listed for sale$830,000
2022-05-25Sold$760,000
2003-06-27Sold$399,000

For Sale by Agent

AgentLauren Purkey
BrokerageIllustrated Properties - SP Collective

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