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20721 Standing Rock Ave, Apple Valley, CA, 92307

5beds
4baths
3,404sqft
$899,900
$264price/sqft
$6,130/moest. monthly cost
$245,200/yrincome needed

About This Home

COMMUNITY $20,000 GRANT....BIG VALUE. NEW PRICE. SAME BEAUTIFUL HOME. NOW OFFERED AT $899,900 Don't Miss This Incredible Opportunity!...INTRODUCING A RARE CHANCE TO OWN A TRULY ONE-OF-A-KIND CUSTOM ESTATE, WHERE EXCEPTIONAL CRAFTSMANSHIP, TIMELESS DESIGN COME TOGETHER WITH UNCOMPROMISING ATTENTION TO DETAIL......PAID SOLAR this residence offers an impressive 3,404 square feet of sophisticated living space, showcasing 5 spacious bedrooms, 2 of them-full bedroom suites, and 4 openly sized full bathrooms. Striking Arrival Entrance with double wrought-iron doors welcomes you to a elegant open floor plan with soaring 13ft and 11ft ceilings throughout the home allowing natural light. The timeless kitchen is truly a chef's delight with two oversized islands, marble countertops for family gatherings. Custom cherry wood frame fitting cabinets with soft closing glassed faced doors & dovetail drawers are a hallmark of luxury craftsmanship. Stainless steel high-end Thor appliances featuring a 48 inch six-burner range & matching hood, this chef-inspired kitchen is versatile. A spacious walk-in pantry offers ample storage. Custom chandeliers, recessed lighting illuminate the arched hallways leading to the bedrooms. The double doors to the main is a peaceful retreat with its very own private patio, a spa-inspired bath including an impressive shower, freestanding jet tub, dual vanities and his and her walk-in closets. The interior of this home showcases many upgraded details such as the 8ft solid wood doors throughout and the smoked glass sliding closet doors in the bedrooms. A stand out feature in this home are the large black aluminum, double pane, argon filled insulated, 5 inch framed windows that open and lock automatically from either side with sliding heavy-duty screen. With an oversized, fully fenced back yard you get RV access and endless possibilities to fit your needs. Two immense full concrete driveways lead to a two car garage on both ends of the house, giving you a total of 4 car garage spaces. Both garages are fully finished and feature recessed lighting. Two full AC units and paid off solar! Situated in a prime location with paved roads this residence is centrally located within walking distance to shopping, restaurants, community park & swimming pool, police and fire station. Nearby shops include Target, Walmart, Albertsons, Ross, restaurants and public Apple Valley Golf Course. Great neighborhood and neighbors.

Getting Around

42
WalkingCar-Dependent
28
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

1/10
1/10
Phoenix AcademyGrades K-80.6 mi
4/10
Granite Hills High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Cooling

  • Cooling features: High Efficiency

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 3,404 sqft

Property

Details

  • Parcel number: 3112331160000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Covered
  • Spa features: None
  • Has view: Yes
  • View description: Desert

Lot

  • Lot size: 1.03 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 10
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$304$3,648
Property Taxes $547$6,564
Electricity $729$8,759
Total$6,130$73,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,171/yr
40% on housing$183,900/yr
45% on housing$163,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 92307$215
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92307$244
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$899,900
2026-06-04Price change$990,000
2026-01-13Pending sale$1,100,000
2025-11-26Listed for sale$1,100,000

For Sale by Agent

AgentColleen Couse
BrokerageRealty ONE Group Empire

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