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14101 Kings Chapel Way, Louisville, KY, 40245

4beds
3baths
2,606sqft
$565,422
$217price/sqft
$3,729/moest. monthly cost
$149,160/yrincome needed

About This Home

Rare opportunity on this market ready home, Walden Mortgage offering up to 2% of primary loan amount to be used toward closing costs/prepaids or rate buy down. Welcome to this former Model and HomeArama Home! Beautifully designed home with flexible spaces and thoughtful upgrades throughout! The first floor offers a flex room with a feature wall, guest bedroom, and full bath with a tiled shower. Wide-plank LVP flooring flows into the open kitchen, featuring white cabinets with a gray island, quartz countertops, a full-wall tile backsplash, and stainless steel appliances including a gas range with vent hood, French door refrigerator, and dishwasher. A large island with seating and a bright breakfast area adjoin the family room, highlighted by a stone-surround fireplace with raised hearth. Upstairs, enjoy a spacious loft, three bedrooms, and a laundry room with a folding counter. Baths showcase gray cabinetry with quartz tops, while the primary suite impresses with dual vanities, a freestanding soaking tub, and a tiled shower. Upgraded lighting throughout the home adds modern elegance. Relax outdoors on the covered deckperfect for entertaining!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Bowen Elementary SchoolGrades K-54.9 mi
4/10
Kammerer Middle SchoolGrades 6-86.8 mi
5/10
Eastern High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,606

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,606
  • Total interior livable area: 2,606 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Loft

  • Level: Second

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 407803230000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Covt/Restr,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,859$34,308
Home Insurance *$265$3,180
Property Taxes $400$4,800
Electricity $205$2,469
Total$3,729$44,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,851/yr
40% on housing$111,870/yr
45% on housing$99,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$196
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-16Listed for sale$565,422

For Sale by Agent

AgentJennifer F Robinson
BrokerageBERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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