410 Clay St #9, Wray, CO, 80758
About This Home
Welcome to this beautifully updated 4-bedroom, 2-bathroom home featuring a fully remodeled kitchen and living room, perfect for modern living. The spacious finished basement offers flexible use as additional living space or potential apartment setup. Enjoy the convenience of an attached 2-car garage, and relax outdoors under the shade of mature trees in the well-landscaped yard. This home is turn-key and ready for its next owner - ideal for families, multi-generational living, or buyers looking for flexible layout options. Key Features: 4 Bedrooms, 2 Full Baths Remodeled Kitchen & Living Room Fully Finished Basement w/Separate Entrance Potential Attached 2-Car Garage Large Lot with Mature Trees Turn-key Condition - Just Move In! Don't miss this opportunity - schedule your private showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Asphalt
- Construction materials: Frame,Stucco Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Oven,Stainless Steel Appliances
Basement
- Area: 1200
Basement
- Has basement: Yes
- Basement: Full,Finished,Kitchen,Bedrooms(1),Bathrooms(1)
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Linoleum,Tile
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Electric,Gas,Forced Air,Other
- Cooling features: Central
Interior Area
- Total structure area: 2,400
Kitchen
- Features: Open
Property
Details
- Parcel number: W000143
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Patio,Enclosed Porch
- Exterior features: Sprinkler System,Utilities
- Fencing: Fenced
Lot
- Lot size: 9,147 sqft
- Features: Trees
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Lightning
- Drought
- Inland Flooding
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $426 | $5,112 |
| Property Taxes | $145 | $1,740 |
| Electricity | $186 | $2,232 |
| Total | $2,425 | $29,100 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $350,000 |
| 2026-03-30 | Listed for sale | $365,000 |
| 2026-03-10 | Listing removed | $365,000 |
| 2025-10-13 | Price change | $365,000 |
| 2025-09-16 | Listed for sale | $379,000 |
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