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171 Bluff Creek Ln, Ball Ground, GA, 30107

3beds
2baths
1,855sqft
$549,900
$296price/sqft
$3,515/moest. monthly cost
$140,600/yrincome needed

About This Home

NEW CONSTRUCTION: 3 bed 2 bath ranch home on a full unfinished basement. Home also has LARGE unfinished attic area for future finished space with full set of true stairs installed, NO PULL-DOWN!!! This home will be sitting on a 2 acre in Ball Ground GA of Clayton Community. 1855 SQ FT , 2 car garage , Open concept with updated finishes, granite countertops and LVP throughout! Pick out your cabinets, flooring, countertops, paint colors, and fixtures ! Very convenient to shops, restaurants and I-515 access!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Clayton Elementary SchoolGrades PK-52.6 mi
6/10
Teasley Middle SchoolGrades 6-86.2 mi
5/10
Cherokee High SchoolGrades 9-128.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Other
  • Window features: Insulated Windows
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Permanent Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,855
  • Total interior livable area: 1,855 sqft

Kitchen

  • Features: Stone Counters, View to Family Room, Other

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13N08 049
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 2 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$200$2,400
Property Taxes $316$3,792
Electricity $219$2,637
Total$3,515$42,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,514/yr
40% on housing$105,450/yr
45% on housing$93,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 30107$238
Cherokee County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30107$196
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Pending sale$549,900
2026-04-03Price change$549,900
2026-03-19Price change$575,000
2026-02-25Listed for sale$599,900
2026-02-17Listing removed$599,900
2026-02-04Price change$599,900
2026-01-05Price change$615,000
2025-11-26Price change$625,000
2025-10-24Price change$635,000
2025-09-16Listed for sale$649,900

New Construction

AgentZack Bobo
BrokerageERA Sunrise Realty

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