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521 Triggerfish Dr, Oxon Hill, MD, 20745

4beds
5baths
4,128sqft
$921,000
$223price/sqft
$6,359/moest. monthly cost
$254,360/yrincome needed

About This Home

Skip the commute and enjoy luxury living just 10 minutes from DC and Alexandria, VA! Welcome to 521 Triggerfish Drive in the exclusive Potomac Overlook at National Harbor, offering the perfect blend of convenience, lifestyle, and upscale living without DC or Northern Virginia pricing. This stunning 4,100+ sq ft residence presents a rare opportunity to assume a VA loan at 2.875%, delivering exceptional value in today’s market. As one of the only homes in the community with a builder bump-out, this property offers expanded living space and a spacious open-concept layout. Inside, you’ll find hardwood floors, crown molding, abundant natural light, and high-end finishes throughout. The gourmet kitchen is beautifully appointed with stainless steel appliances, a gas cooktop, wall oven, custom walk-in butler’s pantry, and a large center island with eat-in space. The spacious primary suite features custom walk-in closets and a newly renovated spa-inspired bath with dual vanities, a walk-in shower with dual shower heads, and premium finishes. Additional bedrooms and full baths on multiple levels—including a private lower-level suite—offer flexibility for guests, a home office, or multigenerational living. Notable upgrades include LED recessed lighting, epoxy garage flooring with added insulation, an EV charging station, and a whole-home water softener and filtration system. Built in 2021, this modern home also boasts private rooftop terraces, an upgraded bar with wine chiller, and a dual-sided fireplace for seamless indoor/outdoor entertaining. Located in a secure, gated community with a walkable waterfront and easy access to National Harbor, MGM, Tanger Outlets, restaurants, and major commuter routes including I-295, I-395, and I-95, this home is also just minutes from Old Town Alexandria and Washington, DC. Schedule your private tour today! *See attached highlight sheet for the full list of unique features and upgrades this beautiful home has to offer.

Getting Around

50
WalkingCar-Dependent
50
TransitGood Transit
29
BikeSomewhat Bikeable

Schools

5/10
2/10
Oxon Hill Middle SchoolGrades 6-81.5 mi
4/10
Oxon Hill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Exhaust Fan,Ice Maker,Microwave,Oven,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Water Treat System
  • Laundry features: Hookup,Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Garage Access,Front Entrance,Interior Entry,Space For Rooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Butlers Pantry,Ceiling Fan(s),Walk-In Closet(s),Upgraded Countertops,Recessed Lighting,Primary Bath(s),Pantry,Kitchen Island,Kitchen - Gourmet,Eat-in Kitchen,Kitchen - Country,Open Floorplan,Crown Molding,Dining Area,Entry Level Bedroom,Family Room Off Kitchen
  • Window features: Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,128

Heating & Cooling

  • Heating features: Hot Water,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,128
  • Total interior livable area: 4,128 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17125691646
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Roof Deck
  • Exterior features: Bump-outs,Lighting,Flood Lights,Rain Gutters,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Harbor,River,Scenic Vista,Water
  • Has water view: Yes
  • Water view: Harbor,River,Water

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Storage,Basement,Garage Faces Rear,Garage Door Opener,Inside Entrance,Oversized,Concrete,Electric Vehicle Charging Station(s),Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,657$55,884
Home Insurance *$364$4,368
Property Taxes $813$9,756
Electricity $525$6,311
Total$6,359$76,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,022/yr
40% on housing$190,770/yr
45% on housing$169,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 20745$206
Prince George's County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 20745$287
Prince George's County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$939,000
2026-03-12Price change$950,000
2026-02-06Listed for sale$960,000
2025-11-27Listing removed$970,000
2025-09-18Listed for sale$970,000

For Sale by Agent

AgentShana Tinsley
BrokerageEXP Realty, LLC

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