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303 Crystal Valley Rd, Clever, MO, 65631

5beds
3baths
3,324sqft
$699,000
$210price/sqft
$4,704/moest. monthly cost
$188,160/yrincome needed

About This Home

Discover the perfect blend of elegance and tranquility in this brand-new 5-bedroom, 3-bath home set on 3 acres in a growing subdivision. Designed for modern living, the open-concept floor plan showcases high-end finishes, abundant natural light, and inviting spaces ideal for entertaining or relaxing with family.The gourmet kitchen flows seamlessly into expansive living areas, while the private owner's suite offers a spa-like retreat. A three-car garage provides ample space for vehicles, storage, or a workshop, adding both function and convenience.With room to roam outdoors and a vibrant community close by, this property offers the best of both worlds--sophisticated style and peaceful country charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Clever Elementary SchoolGrades PK-84.1 mi
7/10
Clever High SchoolGrades 9-123.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Cooktop,Propane Water Heater,Microwave,Refrigerator,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Storage Space,Bath/Stubbed,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Internet - Satellite,Quartz Counters,Soaking Tub
  • Window features: Double Pane Windows
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Fireplace features: Family Room,Propane,Double Sided,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,505
  • Finished area above ground: 1,819

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,324 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 3.01 Acres
  • Features: Acreage,Sloped

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$516$6,192
Property Taxes $401$4,812
Electricity $253$3,045
Total$4,704$56,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,280/yr
40% on housing$141,120/yr
45% on housing$125,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 65631$168
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65631$169
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-17Listed for sale$715,000

New Construction

AgentTimothy McKnight
BrokerageKeller Williams

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