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2552 Overpass Rd, Campbellton, FL, 32426

0beds
0baths
0sqft
$399,000
--price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Back 40 Farm & Lodge - Campbellton, Florida Tucked away in the quiet countryside of Jackson County, the Back Forty Farm and Lodge offers the perfect combination of income-producing farmland, rural charm, and a beautifully crafted lodge built to last. Located just off paved Overpass Road, a well-maintained gravel drive leads you into the heart of the property where the lodge serves as its centerpiece. The lodge is thoughtfully designed and constructed on a six-inch stamped and stained concrete slab, giving the look of natural wood with the strength and durability to endure for generations. Step inside to an inviting open living area wrapped in warm wood walls, filled with natural light and anchored by a wood-burning stove. Just off the living space, a commercial-style kitchen is perfectly equipped for hosting gatherings of any size. A stairwell leads to the spacious loft, large enough for two queen beds and designed so it could easily be enclosed to create two separate bedrooms. Beneath the loft and tucked under the stairwell is a full bathroom, uniquely positioned to also serve as a safe room thanks to the lodge's strong steel framework. The main bedroom is conveniently located just steps from the living area, offering privacy and comfort. Extending the living space, an enclosed Florida room provides flexibility-ideal for indoor storage, an additional lounging area, or even conversion into more bedrooms. A half bath with washer and dryer is located here, already plumbed for a shower to be converted into a full bath. Just off the front porch is another enclosed space that could serve as a mudroom, storage area, or even an indoor jacuzzi room. Outside, a large metal shed is big enough to shelter an RV, serve as a carport, or store farm equipment. Nearby, an additional outbuilding-currently used for storage-includes a standalone full bathroom and could easily be transformed into a mother-in-law suite, guest quarters, or workshop. Surrounding the lodge, the farmland is currently in row-crop production, providing immediate rental income. For buyers looking to customize, these fields could also be converted into open pasture, fenced for cattle, or developed into other agricultural uses. The opportunities are endless. Back 40 Farm and Lodge is more than a property-it's a chance to own a versatile farmstead with income potential, room to grow, and a lodge built with the craftsmanship and durability to last. Property Highlights: 39.6 acres with lodge and farm land Farm land currently leased for row crop farming Well built, charming and spacious lodge Flexible potential: income producing, farming, livestock, farm-and-lodge combo.use And while you'll enjoy the rural setting, you're still well-connected: 70 miles to Panama City Beach 69 miles to Northwest Florida Beaches International Airport (ECP) 20 miles to Dothan, AL

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Graceville High SchoolGrades PK-126.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 116N12000000600070
  • Lease amount: 0

Lot

  • Lot size: 40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Lightning

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$320$3,840
Property Taxes $298$3,576
Electricity $197$2,366
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32426$56
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 32426
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$425,000
2026-03-25Price change$450,000
2026-03-23Listed for sale$495,000
2026-03-20Contingent$495,000
2025-09-17Listed for sale$495,000
2023-07-11Sold$160,000
2003-06-04Sold$70,000

For Sale by Agent

AgentHale Smith
BrokerageTutt Real Estate

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