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4 S Old 7, Holly Springs, MS, 38635

3beds
2baths
1,785sqft
$312,400
$175price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

PRE-SALE AVAILABLE IN 100% FINANCING USDA AREA! COME customize your DREAM HOME IN 7 OAKS! Be the very first to call this brand-new subdivision in Marshall County home! 7 Oaks offers spacious lots with a peaceful country feel, while still being conveniently close to shopping, dining, and churches. This beautiful 1,785 sq. ft. home sits on 1.89 acres and gives you the rare opportunity to choose finishes and customize it to your liking! Inside, you'll find a smart split floor plan with 3 bedrooms and 2 baths with open floor plan The primary suite is a true retreat with with a luxury salon bath featuring double sink vanity, large walk-in closet. Additional features include: All-electric home with private well and treatment plant ~ Covered front and back ~ Porches to enjoy outdoor living ~ Spacious 2-car garage. Don't miss your chance to design the finishing touches and move into your perfect new home!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Holly Springs High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,In Hall,Inside,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,His and Hers Closets,Pantry,Primary Downstairs,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Hinged Patio
  • Window features: Insulated Windows,Vinyl
  • Flooring: Carpet,Combination,Tile
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,785
  • Total interior livable area: 1,785 sqft

Property

Details

  • Parcel number: Unassigned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 1.89 Acres
  • Features: Level,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,579$18,948
Home Insurance *$297$3,564
Property Taxes $156$1,872
Electricity $192$2,304
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 38635$132
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38635$114
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-17Listed for sale$312,400

New Construction

AgentElizabeth A Thomas
BrokerageRE/MAX Realty Group

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