9539 Main St, Beaver Falls, NY, 13305
About This Home
INVESTORS best buy! Positive Cash flow w/ 10% Down contract terms or MTG Versatile Duplex in the Heart of Beaver Falls – Investment or Multi-Generational Living Welcome to 9539 Main Street, a charming duplex offering flexibility, comfort, and income potential in a peaceful neighborhood. Whether you're an investor or a homeowner looking to offset your mortgage, this multi-family property delivers. This well-designed duplex features one upstairs and one downstairs apartment, each with its own private entrance and spacious layout. Apartment A includes dedicated basement storage, ideal for seasonal items, tools, or hobby space. Both units are equipped with newer high-efficiency natural gas furnaces, a newer natural gas hot water heater, and washer and dryer hookups—providing reliable, energy-efficient living with added convenience. Additional features include cable-ready wiring, ceiling fans, Thermopane windows, and on-site parking. Located within walking distance to the local beach, and just minutes from the school, library, and post office, this property blends small-town charm with everyday convenience. Set on a generous lot, it offers room to personalize and a layout that supports both privacy and community. Currently tenant-occupied with renters who would like to stay. This is an excellent opportunity for buyers seeking immediate rental income, as the existing tenants have a strong payment history. Seller is willing to work with buyers on financial or transition options to make the purchase smooth and flexible.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: MultiFamily
Interior
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
Heating
- Heating features: Forced air,Gas
Interior Area
- Total interior livable area: 1,888 sqft
Property
Features
- Exterior features: Wood
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 4
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lewis County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $219 | $2,628 |
| Electricity | $312 | $3,744 |
| Total | $1,618 | $19,416 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $188,000 |
| 2026-07-03 | Price change | $189,900 |
| 2026-03-12 | Listed for sale | $199,000 |
| 2025-11-26 | Listing removed | -- |
| 2025-09-17 | Listed for sale | $180,000 |
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