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8645 SE Alabama Place, Hobe Sound, FL, 33455

5beds
4baths
2,452sqft
$860,000
$351price/sqft
$9,001/moest. monthly cost
$360,040/yrincome needed

About This Home

Welcome to this two-story home in the desirable coastal community of Hobe Sound, Florida. Offering 2,452 square feet of living space, this single-family residence features 5 spacious bedrooms, 3 full bathrooms and 1 half bathroom. The 1st floor has 2 bedrooms, 1 full bath and 1 half bath with 3 bedrooms and 2 full bathrooms on the 2nd floor, a working fireplace, upstairs balcony with views of the backyard, 2 oversized front and back covered porches and a detached garage for extra storage. The 1/3 acre lot provides ample space for a pool, outdoor kitchen and a reimagined outdoor entertaining. Located near Hobe Sound's pristine beaches, nature preserves and Jonathan Dickinson State Park. NO HOA!! This is the perfect location for homeowners seeking greater flexibility for boats, RV, camper, recreational vehicles, commercial vehicles and leasing without restrictions!! EXTRA'S whole house generator with underground propane and moisture cured (finish) hard wood floors upstairs the downstairs en-suit bedroom and located near the cul-de-sac of a dead end street with minimal traffic. Aluminum metal roof with stainless steel screws.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
4/10
Murray Middle SchoolGrades 6-85.4 mi
5/10
South Fork High SchoolGrades 9-127.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Materials

  • Roof: Aluminum,Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Freezer,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathtub,Central Vacuum,Dual Sinks,Kitchen/Dining Combo,Split Bedrooms,Storage,Soaking Tub,Separate Shower,Upper Level Primary
  • Window features: Skylight(s)
  • Flooring: Tile,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,638
  • Total interior livable area: 2,452 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 343842028000000401
  • Zoning: Rec
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Patio & porch: Open,Patio,Porch,Balcony
  • Exterior features: Balcony,Outdoor Living Area

Lot

  • Lot size: 0.30 Acres
  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 5
  • Parking features: Attached,Concrete,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$3,349$40,188
Property Taxes $1,058$12,696
Electricity $246$2,961
Total$9,001$108,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,605/yr
40% on housing$270,030/yr
45% on housing$240,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 33455$523
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 33455$305
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$860,000
1995-07-10Sold$40,000

For Sale by Agent

AgentKimberly A Baker-Windish
BrokeragePineapple Realty & Management

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