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2312 Verde Ranch Rd, Patterson, CA, 95363

4beds
4baths
2,096sqft
$549,999
$262price/sqft
$3,727/moest. monthly cost
$149,080/yrincome needed

About This Home

Welcome to 2312 Verde Ranch Rd, Patterson—a well-maintained home offering a functional layout, modern efficiency, and versatile outdoor upgrades. PAID OFF SOLAR that provides added energy efficiency and potential utility savings. The property also offers RV and/or boat parking accessible through a side gate, complete with a finished driveway for durability and ease of access. Very rare in this area and is a huge bonus. This residence features a comfortable interior with an open-concept living and dining area, a well-appointed kitchen with ample cabinetry and counter space, and generously sized bedrooms designed for everyday living. The backyard is thoughtfully improved with extensive concrete work and turf, creating a clean, low-maintenance environment ideal for entertaining, outdoor dining, or relaxation. A detached storage shed provides additional space for tools, equipment, or seasonal storage. While a separate bathroom located in the backyard adds a unique level of convenience—perfect for gatherings or extended outdoor use. The sellers invested significantly in high-quality improvements throughout the property, offering upgraded features and finishes that are not typically included in standard BUILDER-grade homes. Great opportunity for buyers that want a TURNKEY property.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Creekside Middle SchoolGrades 7-81.3 mi
5/10
Patterson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2024

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer,Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Storage,Breakfast Nook
  • Flooring: Laminate,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,096 sqft

Kitchen

  • Features: Breakfast Nook,Dishwasher,Electric Range/Cooktop,Disposal,Microwave,Range/Oven Free Standing,Refrigerator

Property

Details

  • Parcel number: 021103043000
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Premium Lot,Back Yard,Front Yard,Landscaped,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,RV/Boat Parking,Side Yard Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$163$1,956
Property Taxes $334$4,008
Electricity $449$5,393
Total$3,727$44,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,782/yr
40% on housing$111,810/yr
45% on housing$99,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 95363$242
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95363$229
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$549,999
2025-02-24Sold$565,000

For Sale by Agent

AgentArjun Atwal
BrokerageRealty One Group Amr

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