70 Island Retreat Road, Swans Island, ME, 04685
About This Home
Perched on the hill ,this seasonal waterfront cottage has been lovingly maintained and enjoyed by the same family since it was built. A deck spans the width of the cottage and is the perfect place to sit and enjoy company, the water view and the night sky. 4 bedrooms with 2 full baths provide space for all. Lovely updated kitchen and large living room with cathedral ceilings. Warm wood walls and floors throughout the cottage. A deep-water mooring in Mackeral Cove for your boat as well. Find your special spot in Maine.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Pillar/Post/Pier
- Roof: Fiberglass
- Construction materials: Wood Frame,Shingle Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer
Basement
- Basement: None
Bedroom1
- Features: Cathedral Ceiling(s)
- Level: First
Bedroom2
- Features: Cathedral Ceiling(s)
- Level: First
Bedroom3
- Features: Cathedral Ceiling(s)
- Level: First
Bedroom4
- Features: Cathedral Ceiling(s)
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathtub,One-Floor Living,Shower
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,040
Heating & Cooling
- Heating features: Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 1,040
- Total interior livable area: 1,040 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: First
Living Room
- Features: Cathedral Ceiling(s),Heat Stove
- Level: First
Property
Details
- Zoning: Shoreland
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Back Cove, Mackeral Cove
- Frontage length: Waterfrontage: 56,Waterfrontage Owned: 56,Waterfrontage Shared: 1600
Lot
- Lot size: 1.15 Acres
- Features: Open Lot,Rolling Slope,Wooded
Parking
- Parking features: Gravel,1 - 4 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Coastal Flooding
- Cold Wave
- Hurricane
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance | $243 | $2,916 |
| Property Taxes | $339 | $4,068 |
| Electricity | $244 | $2,930 |
| Total | $3,278 | $39,336 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-18 | Listed for sale | $485,000 |
For Sale by Agent
View on Zillow