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12765 Woodside Dr, Cedar Lake, IN, 46303

2beds
2baths
1,693sqft
$384,000
$227price/sqft
$2,587/moest. monthly cost
$103,480/yrincome needed

About This Home

Better than brand new! This maintenance-free half duplex is less than a year old and truly move-in ready. The owners have already taken care of the extras--installing a water softener and reverse osmosis system, purchasing a washer and dryer, finishing the garage floor, and adding window treatments--so you don't have to. This home features 2 bedrooms, 2 bathrooms, plus a versatile den, along with an attached 2-car garage and no backyard neighbors. As you enter, you'll immediately notice how impeccably maintained the home is. The kitchen boasts quartz countertops, stainless steel appliances, a dedicated space perfect for a coffee bar, and a large island with seating for four. Just beyond the kitchen is a bright dining area surrounded by windows, filling the space with natural light. The open-concept layout flows seamlessly into the spacious living room, ready for your personal touch. The primary suite is located at the back of the home for added privacy and includes a bathroom with quartz counters, a walk-in shower, and a generous walk-in closet. Toward the front of the home, you'll find the den, second bedroom, and full bathroom--ideal for guests or a home office. Both the front porch and back patio are covered, giving you the perfect spots to relax and enjoy the outdoors in any weather. This home truly has it all!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
5/10
7/10

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Gas Water Heater,Dishwasher
  • Laundry features: Main Level

Bedroom2

  • Area: 120
  • Dimensions: 10.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Area: 110
  • Dimensions: 10.0 x 11.0

Dining Room

  • Area: 132
  • Dimensions: 11.0 x 12.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Kitchen Island,Eat-in Kitchen
  • Finished area above ground: 1,693

Foyer

  • Area: 66
  • Dimensions: 6.0 x 11.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,693
  • Total interior livable area: 1,693 sqft

Kitchen

  • Area: 171
  • Dimensions: 9.0 x 19.0

Laundry

  • Area: 56
  • Dimensions: 7.0 x 8.0

Living Room

  • Area: 285
  • Dimensions: 15.0 x 19.0

Primary Bedroom

  • Area: 187
  • Dimensions: 11.0 x 17.0

Property

Details

  • Parcel number: 451521105017000014
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Rear Porch,Porch,Patio,Front Porch
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 7,061 sqft
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$165$1,980
Property Taxes $297$3,564
Electricity $184$2,212
Total$2,587$31,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,697/yr
40% on housing$77,610/yr
45% on housing$68,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$184
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$389,000
2025-06-30Sold$356,825

For Sale by Agent

AgentTina Lopez
BrokerageRealty Executives Premier

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