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106 Starlight Trl, Georgetown, TX, 78628

4beds
3baths
2,882sqft
$799,000
$277price/sqft
$5,692/moest. monthly cost
$227,680/yrincome needed

About This Home

Private 1-acre retreat beneath a canopy of mature trees with a sparkling pool and timeless single-story design. This beautifully maintained home offers the perfect blend of space, serenity, and everyday comfort—just minutes from Georgetown. Inside, the thoughtfully designed layout features multiple living and dining areas, creating flexibility for both everyday living and entertaining. Rich wood flooring and abundant natural light enhance the warmth of the home, while the open flow invites connection from room to room. The spacious kitchen is centrally located and opens seamlessly to the main living area, making it ideal for gatherings, holidays, and quiet evenings at home. A private primary suite offers a peaceful retreat with generous space and comfort, while secondary bedrooms provide versatility for guests, office space, or multi-generational living. Step outside to your own private backyard retreat, where a sparkling pool is surrounded by mature trees and expansive outdoor living space—perfect for entertaining, relaxing, or enjoying quiet evenings under the Texas sky. The 1-acre lot offers a lifestyle that is increasingly hard to find. Adding to the property’s versatility, a dedicated storage building with covered boat parking provides the perfect solution for lake enthusiasts or those needing additional space for equipment and recreational vehicles. Ideally located near Lake Georgetown and Jim Hogg Park, with access to a boat ramp and over 26 miles of hiking and biking trails, this property offers the perfect balance of nature, recreation, and convenience. With no interior steps, a 3-car garage, and a layout designed for both comfort and function, this home delivers a rare opportunity to enjoy space, privacy, and convenience all in one. If you’ve been searching for a property that feels like an escape—without sacrificing access to town—this is it. Pool 2013 - Roof, HVAC and Water heater 2018.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10
Georgetown High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry,Stone Veneer

Other

  • Builder name: Cavitt Richmond

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Oven,Range Hood,Water Softener Owned,Water Heater,Some Electric Appliances,Built-In Oven,Cooktop,Microwave
  • Laundry features: Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Entry Foyer

  • Level: Main

Features

  • Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Dining Area,Coffered Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Home Office,In-Law Floorplan,Multiple Living Areas,MultipleDining Areas,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments
  • Window features: Plantation Shutters
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 2,882 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: R391955

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Private
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Fire Pit,Porch,Private Yard,Storage
  • Spa features: None
  • Fencing: Back Yard,Partial,Wrought Iron
  • Has view: Yes
  • View description: None
  • Waterbody name: None
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 1.04 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Door-Multi,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$338$4,056
Property Taxes $998$11,976
Electricity $316$3,797
Total$5,692$68,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,154/yr
40% on housing$170,760/yr
45% on housing$151,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 78628$331
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78628$203
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$799,000
2026-04-07Listed for sale$815,000

For Sale by Agent

AgentMarion L. Lamantia
BrokerageMagnolia Realty

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