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1992 Green Creek Rd, Bakersville, NC, 28705

4beds
3baths
2,970sqft
$1,500,000
$505price/sqft
$9,095/moest. monthly cost
$363,800/yrincome needed

About This Home

Nestled beneath the stunning Roan Mountain, this one-of-a-kind property offers space, charm, and versatility for the whole family and all your animals. The main home features 3 bedrooms, 2 baths, and a screened sunroom with a striking stone fireplace crafted from rocks gathered on the property. Also included is a beautifully updated 1920s homeplace full of character, plus a cozy bunkhouse perfect for guests or rental potential. The land is equally impressive with ample fenced pasture, barns, pig pens, and equipment sheds, making it ideal for farming, livestock, or simply enjoying wide-open space. Whether you’re looking for a private homestead, an income-producing opportunity, or a mountain retreat, this property delivers it all. Truly a must-see to appreciate the beauty, history, and potential waiting here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Gouge ElementaryGrades K-45.1 mi
5/10
Bowman MiddleGrades 5-85.3 mi
3/10
Mitchell HighGrades 9-126.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Metal
  • Construction materials: Hardboard Siding,Stone

Other

  • Builder name: Hobson Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Hood,Freezer,Gas Range,Gas Water Heater,Oil Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Open Floorplan,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Recreation Room,Wood Burning
  • Finished area below ground: 498
  • Finished area above ground: 2,472

Heating & Cooling

  • Heating features: Radiant Floor,Fireplace(s),Wood Stove,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,970 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 088500852543
  • Zoning: None
  • Special condition: Standard
  • Horse amenities: Barn,Hay Storage,Pasture

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Glass Enclosed
  • Exterior features: Fire Pit
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 74.75 Acres
  • Features: Adjoins Forest,Cleared,Orchard(s),Pasture,Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$560$6,720
Property Taxes $675$8,100
Electricity $276$3,319
Total$9,095$109,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,828/yr
40% on housing$272,850/yr
45% on housing$242,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$505This listing

vs Other Active Listings

Avg $/sqft

ZIP 28705$181
Mitchell County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 28705
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$1,800,000
2025-09-19Listed for sale$2,000,000

For Sale by Agent

AgentCherie Fox-Parker
BrokerageHoward Hanna Beverly-Hanks Burnville

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