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52 N Belmar St, Saint Cloud, MN, 56301

4beds
2baths
1,120sqft
$95,000
$85price/sqft
$781/moest. monthly cost
$31,240/yrincome needed

About This Home

Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature Preserve. Be Clare Estates, will elevate your lifestyle with fantastic amenities, including a basketball court, pet-friendly grounds, and a welcoming playground. Their storm shelter ensures safety during any weather event. This spacious 4 Bedroom, 2 Bath home has an open and large kitchen, great for family gatherings. The primary bedroom has walk-in closet and full private bath. Located across the home are three bedrooms and full bath with the living room and kitchen at the center for gatherings. Come check in out today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
North Junior High SchoolGrades 6-84.8 mi
3/10
Apollo Senior High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 143.75
  • Dimensions: 11.5x12.5

Bedroom2

  • Level: Main
  • Area: 89.25
  • Dimensions: 10.5x8.5

Bedroom3

  • Level: Main
  • Area: 106.25
  • Dimensions: 12.5x8.5

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 143.75
  • Dimensions: 11.5x12.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 143.75
  • Dimensions: 11.5x12.5

Living Room

  • Level: Main
  • Area: 287.5
  • Dimensions: 23x12.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 98841100300
  • On leased land: Yes
  • Lease amount: 795
  • Zoning description: Residential-Single Family
  • Foundation area: 1120

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$59$708
Property Taxes $72$864
Electricity $170$2,050
Total$781$9,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,777/yr
40% on housing$23,430/yr
45% on housing$20,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$134
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$95,000
2025-11-12Listing removed$94,500
2025-11-07Price change$94,500
2025-10-27Price change$95,000
2025-10-13Price change$98,500
2025-09-26Listed for sale$100,000

For Sale by Agent

AgentMacy Ceaser
BrokerageRE/MAX Results

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