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55 La Villa Way, Fort Pierce, FL, 34951

1beds
2baths
1,310sqft
$229,000
$175price/sqft
$1,754/moest. monthly cost
$70,160/yrincome needed

About This Home

This charming lakefront Cottage blends cozy comfort with spacious versatility, featuring a large open concept layout, 1 bedroom plus a bedroom sized den, and 1.5 baths, thoughtfully designed with hurricane-impact windows, metal roofing, and luxury finishes throughout. The den makes an ideal guest room, office, or hobby space, with space-saving pocket doors and a large window overlooking the back yard. The oversized master bedroom and spacious walk-in closet have vaulted ceilings and the ensuite is complete with quartz countertops and tile floor. The kitchen will feature a matching 1 level quartz peninsula Bar Top with enough length to seat at least 4 and an undermounted sink with a matching quartz backsplash. Guaranteed Fixed long term land lease: $729/month for 99 years.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Dan Mccarty SchoolGrades 6-88.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: Cottage
  • Builder name: Wynne Building Corporation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Den

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Features

  • Attic,Breakfast Bar,Cathedral Ceiling(s),Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Pull Down Attic Stairs,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,310 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Living Room

  • Level: Main
  • Area: 418
  • Dimensions: 22 X 19

Living Room

  • Level: Main
  • Area: 418
  • Dimensions: 22 X 19

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Other

  • Level: Main
  • Area: 280
  • Dimensions: 20 X 14

Other

  • Level: Main
  • Area: 280
  • Dimensions: 20 X 14

Property

Details

  • Parcel number: 0000
  • Zoning: RMH

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Living Area
  • On waterfront: Yes
  • Waterfront features: None

Lot

  • Features: Cul-De-Sac,< 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$219$2,628
Property Taxes $181$2,172
Electricity $197$2,366
Total$1,754$21,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,137/yr
40% on housing$52,620/yr
45% on housing$46,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 34951$133
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34951$194
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$239,000
2025-11-24Price change$259,000
2025-09-19Listed for sale$265,000

New Construction Spec

AgentHarvey A. Newman
BrokerageFlorida Listing Service, LLC

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